by our College Data Analytics TeamThis page focuses on the debt students take on to attend Interior Designers Institute— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
Among first-year students at Interior Designers Institute, 0% of incoming students take out a loan to help cover first-year costs.
Counting every undergraduate at Interior Designers Institute, 44% rely on federal student loans toward their education, at an average of $10,160 annually.
Borrowing the same amount each year would add up to roughly $20,320 after two years and $40,640 by the fourth year. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 44% |
| Average federal loan per year | $10,160 |
| Undergraduates with a federal loan | 47 |
| Total federal loans (one year) | $477,538 |
The middle borrower at Interior Designers Institute owes $17,667 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $17,667 |
| Students who completed (graduates) | $22,082 |
| Students who withdrew | $11,566 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Interior Designers Institute.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $6,334 |
| 75th percentile | $27,183 |
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Interior Designers Institute.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 24 | $13,760 |
The indicators below describe what the typical debt costs to pay back at Interior Designers Institute.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The official Department of Education two-year default rate for Interior Designers Institute is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 5.3% |
| Borrowers in the cohort | 75 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $17,870 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $21,999 |
| Continuing-generation students | $14,852 |
Federal data publishes the following gap measures for Interior Designers Institute.
Subsidized vs. Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.