by our College Data Analytics TeamHere’s the full picture on paying for International Baptist College and Seminary, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
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The cost of attendance at International Baptist C and Seminary comes to about $26,104.00 per year.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $13,800.00 |
| + Room, board & other expenses | $12,304.00 |
| Total cost | $26,104.00 |
| That is 20% below the national average net price. |
| Total cost | $26,104.00 |
| − Grants and scholarships | −$14,452.00 |
| Net price | $11,652.00 |
| That is 64% below the national average net price. |
| Total cost | $26,104.00 |
| − Grants and scholarships | −$15,409.00 |
| Net price | $10,695.00 |
| That is 67% below the national average net price. | |
| Explore each piece on tuition and fees plus living costs. |
Costs have trended upward in recent years by around 2.3% per year; the projections below compound that across a degree. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $10,938.00 | $11,917.00 | $26,697.00 |
| Senior year | $11,701.00 | $12,748.00 | $28,560.00 |
| Total 4-year net price | $45,267.00 | $49,318.00 | $110,487.00 |
| 10-year loan interest @ 6.8% | $17,245.00 | $18,788.00 | $42,092.00 |
| Total monthly payment | $521.00 | $568.00 | $1,271.00 |
| Total amount paid | $62,513.00 | $68,106.00 | $152,579.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $10,938.00 | $11,917.00 | $26,697.00 |
| Senior year | $11,187.00 | $12,188.00 | $27,304.00 |
| Total 2-year net price | $22,125.00 | $24,105.00 | $54,002.00 |
| 10-year loan interest @ 6.8% | $8,429.00 | $9,183.00 | $20,573.00 |
| Total monthly payment | $255.00 | $277.00 | $621.00 |
| Total amount paid | $30,554.00 | $33,288.00 | $74,575.00 |
Jump to the net-price detail in the Net Price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $14,660.00 |
| Average net price (off-campus) | $16,828.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $13,709.00 |
| $30,000 to $48,000 | $17,759.00 |
| $75,001 to $110,000 | $22,539.00 |
| Over $110,000 | $13,304.00 |
For a personalized estimate, try the International Baptist College and Seminary Net Price Calculator, or reach out to the financial aid office.
Want to know how that aid is awarded? See the financial aid breakdown.
The federal default-rate tier for International Baptist C and Seminary is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.0% |
| 3-year | 3.4% |
To put the rates in context, Stafford loans at International Baptist C and Seminary reach $898,602.00 covering 92 student borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 1 |
| Avg GI Bill amount | $6,300.00 |
Read more about military and veteran aid on the veteran aid breakdown.
The figures above are a starting point — as you weigh International Baptist C and Seminary, the questions below are worth your time:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.