by our College Data Analytics TeamA large number of students will not be asked to pay the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at International School of Skin Nailcare & Massage Therapy can feel overwhelming, but bear in mind that many students receive some sort of financial aid.
What financial aid options can ISSNMT offer, and what will you qualify for? Keep reading for more information. Keep going to see what amount of financial assistance could be accessible to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Read on to get a sense of the financial assistance available at International School of Skin Nailcare & Massage Therapy.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
For freshmen starting at International School of Skin Nailcare & Massage Therapy, 0% of the incoming full-time class was awarded financial aid around 0 freshmen).
The best aid is gift aid: grants and scholarships that carry no repayment obligation. Across the undergraduate body at ISSNMT, some 61% of undergraduate students received gift aid averaging $4,861 (for some 303 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 61% | $4,861 |
| Federal Pell grants | 60% | $4,527 |
| Federal student loans | 57% | $5,466 |
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $36,205 |
Each figure is the net price after grants and scholarships, not the published sticker price.
The median federal debt load at ISSNMT comes to $6,193 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,193 |
| Median federal debt (graduates only) | $6,333 |
| Typical 10-year monthly payment (graduates) | $67.14/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The four reference points below map the debt distribution at ISSNMT.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,082 |
| 25th percentile | $3,993 |
| 75th percentile | $7,233 |
| 90th percentile (highest-debt students) | $9,425 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $6,192 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,222 |
| Continuing-generation students | $5,898 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $6,333 |
The figure below distills the debt data into a single burden category for ISSNMT.
The Stafford loan program is the largest source of federal direct loans to undergraduates. These figures summarize annual Stafford program activity at ISSNMT:
| Metric | Value |
|---|---|
| Stafford loan recipients | 2779 |
| Total Stafford loan amount | $15,845,156 |
References
More about our data sources and methodologies.