by our College Data Analytics TeamThis guide covers the real cost of attending Iowa Lakes Community College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
Want a specific number? Skip ahead to any section using the links below:
Cost of attendance at Iowa Lakes Community College came in between $17,834.00 and up to $18,314.00 depending on whether you qualify for in-state rates.
Where you live mattered — in-state students paid less than out-of-state students: roughly $17,834.00 for in-state students versus $18,314.00 for those paying out-of-state rates.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $7,392.00 |
| + Room, board & other expenses | $10,442.00 |
| Total cost | $17,834.00 |
| That is 7% below the national average net price. |
| Total cost | $17,834.00 |
| − Grants and scholarships | −$6,187.00 |
| Net price | $11,647.00 |
| That is 39% below the national average net price. |
| Total cost | $17,834.00 |
| − Grants and scholarships | −$8,700.00 |
| Net price | $9,134.00 |
| That is 53% below the national average net price. |
| Tuition and fees | $7,872.00 |
| + Room, board & other expenses | $10,442.00 |
| Total cost | $18,314.00 |
| That is 5% below the national average net price. |
| Total cost | $18,314.00 |
| − Grants and scholarships | −$6,187.00 |
| Net price | $12,127.00 |
| That is 37% below the national average net price. |
| Total cost | $18,314.00 |
| − Grants and scholarships | −$8,700.00 |
| Net price | $9,614.00 |
| That is 50% below the national average net price. | |
| Explore each piece on the tuition & fees page and living costs. |
Costs have trended upward in recent years at a recent average of 3.0% annually, so the projections below total more than one year of attendance. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.0% | 3.0% | 3.0% |
| Freshman year | $9,412.00 | $12,001.00 | $18,376.00 |
| Senior year | $10,296.00 | $13,129.00 | $20,103.00 |
| Total 4-year net price | $39,397.00 | $50,237.00 | $76,923.00 |
| 10-year loan interest @ 6.8% | $15,009.00 | $19,138.00 | $29,305.00 |
| Total monthly payment | $453.00 | $578.00 | $885.00 |
| Total amount paid | $54,406.00 | $69,375.00 | $106,228.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.0% | 3.0% | 3.0% |
| Freshman year | $9,412.00 | $12,001.00 | $18,376.00 |
| Senior year | $9,698.00 | $12,366.00 | $18,934.00 |
| Total 2-year net price | $19,109.00 | $24,367.00 | $37,310.00 |
| 10-year loan interest @ 6.8% | $7,280.00 | $9,283.00 | $14,214.00 |
| Total monthly payment | $220.00 | $280.00 | $429.00 |
| Total amount paid | $26,389.00 | $33,649.00 | $51,524.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.0% | 3.0% | 3.0% |
| Freshman year | $9,906.00 | $12,496.00 | $18,871.00 |
| Senior year | $10,837.00 | $13,670.00 | $20,644.00 |
| Total 4-year net price | $41,468.00 | $52,307.00 | $78,993.00 |
| 10-year loan interest @ 6.8% | $15,798.00 | $19,927.00 | $30,094.00 |
| Total monthly payment | $477.00 | $602.00 | $909.00 |
| Total amount paid | $57,265.00 | $72,234.00 | $109,087.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.0% | 3.0% | 3.0% |
| Freshman year | $9,906.00 | $12,496.00 | $18,871.00 |
| Senior year | $10,207.00 | $12,875.00 | $19,444.00 |
| Total 2-year net price | $20,113.00 | $25,371.00 | $38,315.00 |
| 10-year loan interest @ 6.8% | $7,662.00 | $9,665.00 | $14,596.00 |
| Total monthly payment | $231.00 | $292.00 | $441.00 |
| Total amount paid | $27,776.00 | $35,036.00 | $52,911.00 |
For the complete net-price picture, see the Net Price section.
Net price strips out grant and scholarship aid to show what families really pay. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $13,933.00 |
| Average net price (off-campus) | $10,846.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $8,943.00 |
| $30,000 to $48,000 | $8,858.00 |
| $48,001 to $75,000 | $10,933.00 |
| $75,001 to $110,000 | $13,397.00 |
| Over $110,000 | $13,429.00 |
Estimate your specific net price using the school’s Iowa Lakes Community College Net Price Calculator, or reach out to the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.
Typical debt at graduation from Iowa Lakes Community College is $7,242.00, landing it in the Very Low (<$10k) burden tier.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,964.00 |
| 25th | $3,500.00 |
| Median (50th) | $7,242.00 |
| 75th | $12,000.00 |
| 90th | $20,000.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
For the full borrowing and repayment picture, see the student loan debt detail.
Median debt at graduation differs meaningfully across income brackets. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $7,740.00 |
| Middle income | $7,500.00 |
| High income | $5,500.00 |
Low-income borrowers graduate with $2,240.00 in extra median debt compared with high-income peers.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $7,500.00 |
| Continuing-generation students | $6,151.00 |
First-gen borrowers at Iowa Lakes Community College leave with $1,349.00 more debt than continuing-generation students.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt gap between Pell and non-Pell graduates of Iowa Lakes Community College stands at $2,001.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate tier for Iowa Lakes Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 16.5% |
For context on the loan portfolio, Stafford disbursements at Iowa Lakes Community College total $97,478,271.00 spread across 8,868 disbursements.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 15 |
| Avg GI Bill amount | $9,431.00 |
| DoD Tuition Assistance recipients | 6 |
| Avg DoD Tuition Assistance | $2,267.00 |
Explore GI Bill and military aid in detail on the college veterans page.
Beyond the data above, it helps to ask a few questions when weighing Iowa Lakes Community College, think through the questions below:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.