by our College Data Analytics TeamThe majority of students will not be asked to pay the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to Iowa School of Beauty-Des Moines can seem overpowering, but remember that the majority of students are given some form of financial assistance.
What financing options does ISB offer you, and what will you qualify for? Keep scrolling for more information. Keep scrolling to see how much school funding could be available to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. Use the information below to understand how much financial assistance you may get from Iowa School of Beauty-Des Moines.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
At Iowa School of Beauty-Des Moines, 92% of the incoming full-time class was awarded financial aid some 23 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 80% | $5,466 |
| Institutional grants & scholarships | 60% | $2,050 |
| Federal Pell grants | 48% | $4,662 |
| State/local grants | 24% | $2,504 |
| Federal student loans | 64% | $5,277 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At ISB, roughly 48% of undergraduate students received gift aid averaging $5,702 (across approximately 70 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 48% | $5,702 |
| Federal Pell grants | 39% | $5,362 |
| Federal student loans | 50% | $7,192 |
For on-campus title-IV students, average grant aid came to $3,395.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $10,223 |
| $30,001 – $75,000 | $10,447 |
Remember these are net prices — what families pay after gift aid, not before.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $12,673 |
| Off-campus title-IV students | $10,618 |
For a personalized estimate based on your family’s financial situation, use ISB’s online cost calculator: iowaschoolofbeauty.com/NetPriceCalculator/.
Graduating students at ISB carry a median federal student debt of $6,333 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,333 |
| Median federal debt (graduates only) | $6,333 |
| Typical 10-year monthly payment (graduates) | $67.14/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The figures below chart the debt distribution at ISB.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,397 |
| 25th percentile | $4,184 |
| 75th percentile | $11,984 |
| 90th percentile (highest-debt students) | $18,491 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $5,855 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,951 |
| Independent students | $6,333 |
These indicators are derived from the underlying debt data and summarize the overall picture at ISB.
Stafford loans make up the bulk of federal direct lending to undergraduates. Below is the annual Stafford program activity at ISB:
| Metric | Value |
|---|---|
| Stafford loan recipients | 1537 |
| Total Stafford loan amount | $14,930,075 |
References
More about our data sources and methodologies.