by our College Data Analytics TeamMost students are not billed the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to Iowa Western Community College can seem overwhelming, but bear in mind that many students are given some form of financial aid.
What financial aid options can Iowa Western Community College offer you, and what will you qualify for? Keep reading for more information. Keep going to learn how much school funding will be available to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. Use the information below to understand how much financial assistance you may get from Iowa Western Community College.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
For freshmen starting at Iowa Western Community College, 80% of first-year full-time students received aid of some kind roughly 751 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 61% | $6,524 |
| Institutional grants & scholarships | 22% | $5,855 |
| Federal Pell grants | 46% | $5,350 |
| State/local grants | 7% | $2,767 |
| Federal student loans | 41% | $4,910 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. Here, some 38% of undergraduates were awarded grant or scholarship aid averaging $4,623 (among about 2091 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 38% | $4,623 |
| Federal Pell grants | 24% | $4,808 |
| Federal student loans | 20% | $5,563 |
For on-campus title-IV students, average grant aid came to $4,349.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $10,216 |
| $30,001 – $75,000 | $11,521 |
| Over $75,000 | $13,843 |
Each figure is the net price after grants and scholarships, not the published sticker price.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $14,629 |
| Off-campus title-IV students | $11,574 |
For a customized cost estimate, visit Iowa Western Community College’s NPC: www.iwcc.edu/financial-aid/npcalc/.
The median federal debt load at Iowa Western Community College comes to $8,098 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $8,098 |
| Median federal debt (graduates only) | $11,033 |
| Typical 10-year monthly payment (graduates) | $116.97/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
A single median figure conceals how much debt outcomes differ student to student. The four reference points below map the debt distribution at Iowa Western Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,233 |
| 25th percentile | $3,500 |
| 75th percentile | $13,500 |
| 90th percentile (highest-debt students) | $23,500 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $9,238 |
| Middle income | $7,295 |
| High income | $6,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,250 |
| Continuing-generation students | $6,981 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $10,498 |
The figure below distills the debt data into a single burden category for Iowa Western Community College.
Most undergraduate borrowing runs through the federal Stafford loan program. These figures summarize annual Stafford program activity at Iowa Western Community College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 22494 |
| Total Stafford loan amount | $248,257,681 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 66 |
| Total GI Bill amount | $328,245 |
| Average GI Bill amount per recipient | $4,973 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 7 |
| Total DoD amount | $21,334 |
| Average DoD amount per recipient | $3,048 |
References
More about our data sources and methodologies.