by our College Data Analytics TeamThis page focuses on the debt students take on to attend Irene’s Myomassology Institute: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. The data below is drawn directly from federal sources.
At Irene’s Myomassology Institute specifically, 76% of freshmen borrow to help pay for their first year, at roughly $5,826 per borrower, covering both private and federal loans.
On the federal side, the average loan is $5,826. This reaches or tops the $5,500 first-year federal borrowing cap for a typical dependent student. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
For undergraduates overall at Irene’s Myomassology Institute, 76% rely on federal student loans toward their education, for a typical $5,797 per year. That is 0.5% lower than the first-year federal average of $5,826.
At a steady annual pace, that totals around $11,594 over two years and about $23,188 after four. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 76% |
| Average federal loan per year | $5,797 |
| Undergraduates with a federal loan | 276 |
| Total federal loans (one year) | $1,600,020 |
The middle borrower at Irene’s Myomassology Institute owes $7,389 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,389 |
| Students who completed (graduates) | $7,389 |
| Students who withdrew | $4,278 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Irene’s Myomassology Institute.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,608 |
| 25th percentile | $4,237 |
| 75th percentile | $7,389 |
| 90th percentile (highest-debt students) | $7,389 |
How wide this percentile range is tells you how much borrowing varies across students at Irene’s Myomassology Institute.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Irene’s Myomassology Institute.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 22 | $9,251 |
The indicators below describe what the typical debt costs to pay back at Irene’s Myomassology Institute.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The official Department of Education two-year default rate for Irene’s Myomassology Institute appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 5.7% |
| Borrowers in the cohort | 226 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $7,389 |
| Middle income | $7,389 |
| High income | $7,389 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,389 |
| Continuing-generation students | $7,389 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,278 |
| Independent students | $7,389 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Irene’s Myomassology Institute.
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.