Here’s the full picture on paying for Irvine Valley College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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The total cost of attendance at Irvine Valley College spanned $11,750.00 to $22,454.00 across residency tiers.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: near $11,750.00 in-state versus $22,454.00 out-of-state.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $1,156.00 |
| + Room, board & other expenses | $10,594.00 |
| Total cost | $11,750.00 |
| That is 39% below the national average net price. |
| Total cost | $11,750.00 |
| − Grants and scholarships | −$10,911.00 |
| Net price | $839.00 |
| That is 96% below the national average net price. |
| Total cost | $11,750.00 |
| − Grants and scholarships | −$12,267.00 |
| Net price | $-517.00 |
| That is 103% below the national average net price. |
| Tuition and fees | $11,860.00 |
| + Room, board & other expenses | $10,594.00 |
| Total cost | $22,454.00 |
| That is 17% above the national average net price. |
| Total cost | $22,454.00 |
| − Grants and scholarships | −$10,911.00 |
| Net price | $11,543.00 |
| That is 40% below the national average net price. |
| Total cost | $22,454.00 |
| − Grants and scholarships | −$12,267.00 |
| Net price | $10,187.00 |
| That is 47% below the national average net price. | |
| Explore each piece on tuition and fees and room and board. |
Published costs have climbed year over year by around 10.5% a year, so a full degree will cost more than a single year — the tables below carry that forward. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 10.5% | 10.5% | 10.5% |
| Freshman year | $-571.00 | $927.00 | $12,979.00 |
| Senior year | $-770.00 | $1,249.00 | $17,491.00 |
| Total 4-year net price | $-2,668.00 | $4,330.00 | $60,642.00 |
| 10-year loan interest @ 6.8% | $-1,016.00 | $1,650.00 | $23,102.00 |
| Total monthly payment | $-31.00 | $50.00 | $698.00 |
| Total amount paid | $-3,685.00 | $5,980.00 | $83,744.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 10.5% | 10.5% | 10.5% |
| Freshman year | $-571.00 | $927.00 | $12,979.00 |
| Senior year | $-631.00 | $1,024.00 | $14,336.00 |
| Total 2-year net price | $-1,202.00 | $1,950.00 | $27,315.00 |
| 10-year loan interest @ 6.8% | $-458.00 | $743.00 | $10,406.00 |
| Total monthly payment | $-14.00 | $22.00 | $314.00 |
| Total amount paid | $-1,660.00 | $2,693.00 | $37,721.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 10.5% | 10.5% | 10.5% |
| Freshman year | $11,252.00 | $12,750.00 | $24,802.00 |
| Senior year | $15,165.00 | $17,183.00 | $33,426.00 |
| Total 4-year net price | $52,575.00 | $59,573.00 | $115,885.00 |
| 10-year loan interest @ 6.8% | $20,029.00 | $22,695.00 | $44,148.00 |
| Total monthly payment | $605.00 | $686.00 | $1,334.00 |
| Total amount paid | $72,604.00 | $82,269.00 | $160,033.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 10.5% | 10.5% | 10.5% |
| Freshman year | $11,252.00 | $12,750.00 | $24,802.00 |
| Senior year | $12,429.00 | $14,084.00 | $27,396.00 |
| Total 2-year net price | $23,681.00 | $26,834.00 | $52,198.00 |
| 10-year loan interest @ 6.8% | $9,022.00 | $10,223.00 | $19,886.00 |
| Total monthly payment | $273.00 | $309.00 | $601.00 |
| Total amount paid | $32,703.00 | $37,056.00 | $72,084.00 |
Read more in the net price section below.
Net price strips out grant and scholarship aid to show what families really pay. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $2,090.00 |
| Average net price (off-campus) | $1,886.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $638.00 |
| $30,000 to $48,000 | $1,069.00 |
| $48,001 to $75,000 | $4,518.00 |
| $75,001 to $110,000 | $8,024.00 |
| Over $110,000 | $8,170.00 |
Get a tailored estimate from the Irvine Valley College Net Price Calculator, or reach out to the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
The median graduating debt at Irvine Valley College amounts to $4,500.00, landing it in the Very Low (<$10k) debt-burden bucket.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,000.00 |
| 25th | $3,465.00 |
| Median (50th) | $4,500.00 |
| 75th | $10,500.00 |
| 90th | $17,500.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Dig deeper into debt on the student-loan-debt breakdown.
Family income tracks closely with debt at graduation. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $4,500.00 |
| Middle income | $4,500.00 |
| High income | $4,141.00 |
Low-income graduates carry $359.00 more than graduates from high-income families.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $4,500.00 |
| Continuing-generation students | $5,250.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Pell vs non-Pell comparisons surface how debt breaks down by need.
The median debt gap between Pell and non-Pell graduates of Irvine Valley College comes to $968.00. This institution is flagged by federal data for Pell-debt inequity.
The default-rate classification at Irvine Valley College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 13.3% |
To give some context for these rates, Stafford loans disbursed at Irvine Valley College amount to $23,401,048.00 covering 2,351 borrowers.
Numbers only tell part of the story. As you weigh Irvine Valley College, think through the questions below:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.