by our College Data Analytics TeamThis guide covers the real cost of attending Ivy Tech Community College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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The full cost of attending Ivy Tech Community College came in between $13,891.00 through $18,672.00 depending on your residency status.
In-state residents qualified for the lower cost, with out-of-state students paying more: about $13,891.00 in-state versus $18,672.00 out of state.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $5,154.00 |
| + Room, board & other expenses | $8,737.00 |
| Total cost | $13,891.00 |
| That is 28% below the national average net price. |
| Total cost | $13,891.00 |
| − Grants and scholarships | −$8,112.00 |
| Net price | $5,779.00 |
| That is 70% below the national average net price. |
| Total cost | $13,891.00 |
| − Grants and scholarships | −$9,838.00 |
| Net price | $4,053.00 |
| That is 79% below the national average net price. |
| Tuition and fees | $9,935.00 |
| + Room, board & other expenses | $8,737.00 |
| Total cost | $18,672.00 |
| That is 3% below the national average net price. |
| Total cost | $18,672.00 |
| − Grants and scholarships | −$8,112.00 |
| Net price | $10,560.00 |
| That is 45% below the national average net price. |
| Total cost | $18,672.00 |
| − Grants and scholarships | −$9,838.00 |
| Net price | $8,834.00 |
| That is 54% below the national average net price. | |
| Go deeper on the components with tuition and fees and room and board. |
The reported cost series has been increasing by around 3.7% per year, so the four-year total runs well above today’s cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.7% | 3.7% | 3.7% |
| Freshman year | $4,202.00 | $5,991.00 | $14,400.00 |
| Senior year | $4,680.00 | $6,674.00 | $16,042.00 |
| Total 4-year net price | $17,752.00 | $25,313.00 | $60,844.00 |
| 10-year loan interest @ 6.8% | $6,763.00 | $9,643.00 | $23,179.00 |
| Total monthly payment | $204.00 | $291.00 | $700.00 |
| Total amount paid | $24,516.00 | $34,956.00 | $84,023.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.7% | 3.7% | 3.7% |
| Freshman year | $4,202.00 | $5,991.00 | $14,400.00 |
| Senior year | $4,355.00 | $6,210.00 | $14,928.00 |
| Total 2-year net price | $8,557.00 | $12,201.00 | $29,328.00 |
| 10-year loan interest @ 6.8% | $3,260.00 | $4,648.00 | $11,173.00 |
| Total monthly payment | $98.00 | $140.00 | $338.00 |
| Total amount paid | $11,817.00 | $16,849.00 | $40,500.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.7% | 3.7% | 3.7% |
| Freshman year | $9,158.00 | $10,947.00 | $19,356.00 |
| Senior year | $10,202.00 | $12,195.00 | $21,563.00 |
| Total 4-year net price | $38,694.00 | $46,254.00 | $81,785.00 |
| 10-year loan interest @ 6.8% | $14,741.00 | $17,621.00 | $31,157.00 |
| Total monthly payment | $445.00 | $532.00 | $941.00 |
| Total amount paid | $53,435.00 | $63,875.00 | $112,942.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.7% | 3.7% | 3.7% |
| Freshman year | $9,158.00 | $10,947.00 | $19,356.00 |
| Senior year | $9,493.00 | $11,348.00 | $20,065.00 |
| Total 2-year net price | $18,651.00 | $22,295.00 | $39,422.00 |
| 10-year loan interest @ 6.8% | $7,105.00 | $8,494.00 | $15,018.00 |
| Total monthly payment | $215.00 | $257.00 | $454.00 |
| Total amount paid | $25,756.00 | $30,789.00 | $54,440.00 |
Jump to the net-price detail in the net price section below.
The net price figure shows the cost after grants and scholarships are deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $7,258.00 |
| Average net price (off-campus) | $6,544.00 |
The real cost varies by income because need-based aid scales with financial need. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $4,641.00 |
| $30,000 to $48,000 | $5,631.00 |
| $48,001 to $75,000 | $8,422.00 |
| $75,001 to $110,000 | $11,423.00 |
| Over $110,000 | $13,005.00 |
Use Ivy Tech Community College Net Price Calculator, or visit the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.
The median amount borrowed by graduates of Ivy Tech Community College stands at $5,835.00, which federal data classifies as a Very Low (<$10k) burden tier.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,600.00 |
| 25th | $2,821.00 |
| Median (50th) | $5,835.00 |
| 75th | $11,250.00 |
| 90th | $19,723.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Dig deeper into debt on the student-loan-debt breakdown.
Debt at graduation is far from uniform across income levels. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $6,375.00 |
| Middle income | $5,765.00 |
| High income | $5,500.00 |
Borrowers from lower-income families leave school with $875.00 in additional median debt versus high-income graduates.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $6,000.00 |
| Continuing-generation students | $5,500.00 |
First-gen borrowers at Ivy Tech Community College graduate with $500.00 in additional median debt versus continuing-generation peers.
The Pell Grant is the main federal need-based award for undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.
The median debt gap between Pell and non-Pell graduates of Ivy Tech Community College works out to $1,000.00. This school carries a federal Pell-debt-inequity flag.
The federal default-rate tier for Ivy Tech Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 17.3% |
For scale, federal Stafford loan disbursements at Ivy Tech Community College amount to $2,946,178,676.00 over 224,578 borrowers.
Veteran and active-military students often access dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 633 |
| Avg GI Bill amount | $2,527.00 |
| DoD Tuition Assistance recipients | 95 |
| Avg DoD Tuition Assistance | $1,492.00 |
Dig into veteran education benefits on the college veterans page.
Numbers only tell part of the story. As you weigh Ivy Tech Community College, a few questions are worth asking:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.