by our College Data Analytics TeamHere’s the full picture on paying for J Sargeant Reynolds Community College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
Use the section links below to navigate this overview:
Published attendance costs at J Sargeant Reynolds Community College fell between $11,919.00 through $18,357.00 depending on your residency status.
In-state students paid the lower published figure, while out-of-state students faced the higher one: roughly $11,919.00 in-state, rising to $18,357.00 for those paying out-of-state rates.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $5,280.00 |
| + Room, board & other expenses | $6,639.00 |
| Total cost | $11,919.00 |
| That is 38% below the national average net price. |
| Total cost | $11,919.00 |
| − Grants and scholarships | −$7,260.00 |
| Net price | $4,659.00 |
| That is 76% below the national average net price. |
| Total cost | $11,919.00 |
| − Grants and scholarships | −$8,563.00 |
| Net price | $3,356.00 |
| That is 83% below the national average net price. |
| Tuition and fees | $11,718.00 |
| + Room, board & other expenses | $6,639.00 |
| Total cost | $18,357.00 |
| That is 5% below the national average net price. |
| Total cost | $18,357.00 |
| − Grants and scholarships | −$7,260.00 |
| Net price | $11,097.00 |
| That is 42% below the national average net price. |
| Total cost | $18,357.00 |
| − Grants and scholarships | −$8,563.00 |
| Net price | $9,794.00 |
| That is 49% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees and room and board. |
Costs have trended upward in recent years by roughly 10.6% per year; the projections below compound that across a degree. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 10.6% | 10.6% | 10.6% |
| Freshman year | $3,711.00 | $5,153.00 | $13,182.00 |
| Senior year | $5,020.00 | $6,969.00 | $17,830.00 |
| Total 4-year net price | $17,376.00 | $24,122.00 | $61,711.00 |
| 10-year loan interest @ 6.8% | $6,620.00 | $9,190.00 | $23,510.00 |
| Total monthly payment | $200.00 | $278.00 | $710.00 |
| Total amount paid | $23,995.00 | $33,312.00 | $85,220.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 10.6% | 10.6% | 10.6% |
| Freshman year | $3,711.00 | $5,153.00 | $13,182.00 |
| Senior year | $4,105.00 | $5,698.00 | $14,578.00 |
| Total 2-year net price | $7,816.00 | $10,851.00 | $27,759.00 |
| 10-year loan interest @ 6.8% | $2,978.00 | $4,134.00 | $10,575.00 |
| Total monthly payment | $90.00 | $125.00 | $319.00 |
| Total amount paid | $10,794.00 | $14,985.00 | $38,335.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 10.6% | 10.6% | 10.6% |
| Freshman year | $10,831.00 | $12,272.00 | $20,301.00 |
| Senior year | $14,651.00 | $16,600.00 | $27,460.00 |
| Total 4-year net price | $50,709.00 | $57,455.00 | $95,044.00 |
| 10-year loan interest @ 6.8% | $19,318.00 | $21,888.00 | $36,208.00 |
| Total monthly payment | $584.00 | $661.00 | $1,094.00 |
| Total amount paid | $70,027.00 | $79,343.00 | $131,252.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 10.6% | 10.6% | 10.6% |
| Freshman year | $10,831.00 | $12,272.00 | $20,301.00 |
| Senior year | $11,979.00 | $13,572.00 | $22,452.00 |
| Total 2-year net price | $22,810.00 | $25,845.00 | $42,753.00 |
| 10-year loan interest @ 6.8% | $8,690.00 | $9,846.00 | $16,287.00 |
| Total monthly payment | $263.00 | $297.00 | $492.00 |
| Total amount paid | $31,500.00 | $35,691.00 | $59,041.00 |
For the complete net-price picture, see the net price section below.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $5,168.00 |
| Average net price (off-campus) | $4,553.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $3,773.00 |
| $30,000 to $48,000 | $4,023.00 |
| $48,001 to $75,000 | $5,199.00 |
| $75,001 to $110,000 | $7,731.00 |
| Over $110,000 | $11,919.00 |
Get a tailored estimate from the J Sargeant Reynolds Community College Net Price Calculator, or get in touch with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.
The median amount borrowed by graduates of J Sargeant Reynolds Community College stands at $8,000.00, which federal data classifies as a Very Low (<$10k) debt-load classification.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,000.00 |
| 25th | $3,500.00 |
| Median (50th) | $8,000.00 |
| 75th | $16,000.00 |
| 90th | $29,429.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Dig deeper into debt on the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,500.00 |
| Middle income | $6,700.00 |
| High income | $5,500.00 |
Borrowers from lower-income families leave school with $4,000.00 more than graduates from high-income families.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $8,250.00 |
| Continuing-generation students | $7,000.00 |
First-generation graduates from J Sargeant Reynolds Community College graduate with $1,250.00 more than continuing-generation graduates.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Pell vs non-Pell comparisons surface how debt breaks down by need.
The median debt gap between Pell and non-Pell graduates of J Sargeant Reynolds Community College comes to $4,000.00. This school carries a federal Pell-debt-inequity flag.
The default-rate classification at J Sargeant Reynolds Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 14.4% |
For context on the loan portfolio, Stafford disbursements at J Sargeant Reynolds Community College add up to $219,517,955.00 covering 16,396 recipients.
The data above is a foundation; round it out by asking yourself about J Sargeant Reynolds Community College, think through the questions below:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.