by our College Data Analytics TeamMost students will not be asked to pay the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at Jacksonville State University can sound overwhelming, but bear in mind that many students get some type of financial aid.
Just what financial aid solutions can Jacksonville State University deliver, and just what are you going to be eligible for? Keep reading for answers. Read on to see how much school funding could be available to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Use the information below to understand how much financial assistance you may get from Jacksonville State University.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
Among first-time, full-time freshmen at Jacksonville State University, 100% of first-time, full-time freshmen received some form of financial aid roughly 1796 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $9,925 |
| Institutional grants & scholarships | 100% | $5,886 |
| Federal Pell grants | 56% | $6,101 |
| State/local grants | 24% | $2,274 |
| Federal student loans | 56% | $7,165 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. Here, about 80% of undergraduate students received gift aid averaging $8,539 (across approximately 6693 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 80% | $8,539 |
| Federal Pell grants | 43% | $6,088 |
| Federal student loans | 44% | $8,226 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $9,978.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $13,457 |
| $30,001 – $75,000 | $14,808 |
| Over $75,000 | $18,112 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $14,279 |
| Off-campus title-IV students | $14,850 |
To get a personalized net price estimate, try Jacksonville State University’s online cost calculator: www.jsu.edu/finaid/.
The median federal debt load at Jacksonville State University comes to $14,000 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $14,000 |
| Median federal debt (graduates only) | $22,189 |
| Typical 10-year monthly payment (graduates) | $235.24/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
The median alone does not show how widely outcomes vary across the student body. These percentiles trace how cumulative federal debt is spread among borrowers at Jacksonville State University.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,522 |
| 25th percentile | $6,750 |
| 75th percentile | $28,666 |
| 90th percentile (highest-debt students) | $41,750 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $14,000 |
| Middle income | $14,250 |
| High income | $14,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $14,418 |
| Continuing-generation students | $12,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $13,225 |
| Independent students | $17,601 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. Jacksonville State University.
Stafford loans are the federal government’s primary direct undergraduate lending program. Below is the annual Stafford program activity at Jacksonville State University:
| Metric | Value |
|---|---|
| Stafford loan recipients | 34992 |
| Total Stafford loan amount | $889,630,748 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 116 |
| Total GI Bill amount | $835,961 |
| Average GI Bill amount per recipient | $7,207 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 19 |
| Total DoD amount | $52,000 |
| Average DoD amount per recipient | $2,737 |
References
More about our data sources and methodologies.