by our College Data Analytics TeamThe majority of students are not billed the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at James A. Rhodes State College can sound overpowering, but remember that the majority of students get some type of financial assistance.
What financing options does Rhodes State College offer you, and what will you qualify for? Keep scrolling for more information. Keep reading to discover what amount of financial assistance could be accessible to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The information provided on this page can help you determine how much aid you may receive from James A. Rhodes State College.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
For freshmen starting at James A. Rhodes State College, 62% of first-time, full-time freshmen received some form of financial aid (about 139 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 62% | $5,638 |
| Institutional grants & scholarships | 24% | $2,352 |
| Federal Pell grants | 40% | $5,856 |
| State/local grants | 24% | $2,284 |
| Federal student loans | 12% | $5,763 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At this school, approximately 21% of undergrads got grants or scholarships worth on average $4,745 (covering around 825 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 21% | $4,745 |
| Federal Pell grants | 15% | $5,173 |
| Federal student loans | 8% | $5,458 |
On-campus students receiving title-IV aid were awarded grants averaging $5,821.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $7,581 |
| $30,001 – $75,000 | $8,649 |
| Over $75,000 | $12,414 |
Each figure is the net price after grants and scholarships, not the published sticker price.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $8,757 |
| Off-campus title-IV students | $8,851 |
For an estimate tailored to your family circumstances, see Rhodes State College’s net price calculator: www.rhodesstate.edu/financial-aid/net-price-calculator.html.
The middle student in the debt distribution at Rhodes State College owes $7,759 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $7,759 |
| Median federal debt (graduates only) | $12,000 |
| Typical 10-year monthly payment (graduates) | $127.22/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
The median alone does not show how widely outcomes vary across the student body. The four reference points below map the debt distribution at Rhodes State College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,825 |
| 25th percentile | $3,500 |
| 75th percentile | $16,167 |
| 90th percentile (highest-debt students) | $26,271 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $9,201 |
| Middle income | $8,037 |
| High income | $5,613 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,102 |
| Continuing-generation students | $5,501 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,501 |
| Independent students | $10,201 |
The figure below distills the debt data into a single burden category for Rhodes State College.
The Stafford program is the federal direct-loan vehicle most undergraduates use. These figures summarize annual Stafford program activity at Rhodes State College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 10457 |
| Total Stafford loan amount | $161,965,432 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 19 |
| Total GI Bill amount | $53,995 |
| Average GI Bill amount per recipient | $2,842 |
References
More about our data sources and methodologies.