by our College Data Analytics TeamHere’s the full picture on paying for James Sprunt Community College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
Use the section links below to navigate this overview:
Published attendance costs at James Sprunt Community College spanned $12,530.00 through $18,674.00 depending on residency and living arrangement.
Where you live mattered — in-state students paid less than out-of-state students: near $12,530.00 for in-state students versus $18,674.00 for non-residents.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $2,592.00 |
| + Room, board & other expenses | $9,938.00 |
| Total cost | $12,530.00 |
| That is 35% below the national average net price. |
| Total cost | $12,530.00 |
| − Grants and scholarships | −$10,007.00 |
| Net price | $2,523.00 |
| That is 87% below the national average net price. |
| Total cost | $12,530.00 |
| − Grants and scholarships | −$11,494.00 |
| Net price | $1,036.00 |
| That is 95% below the national average net price. |
| Tuition and fees | $8,736.00 |
| + Room, board & other expenses | $9,938.00 |
| Total cost | $18,674.00 |
| That is 3% below the national average net price. |
| Total cost | $18,674.00 |
| − Grants and scholarships | −$10,007.00 |
| Net price | $8,667.00 |
| That is 55% below the national average net price. |
| Total cost | $18,674.00 |
| − Grants and scholarships | −$11,494.00 |
| Net price | $7,180.00 |
| That is 63% below the national average net price. | |
| Explore each piece on tuition and fees and living costs. |
Costs have trended upward in recent years at a recent average of 0.1% a year, so a full degree will cost more than a single year — the tables below carry that forward. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.1% | 0.1% | 0.1% |
| Freshman year | $1,037.00 | $2,525.00 | $12,541.00 |
| Senior year | $1,039.00 | $2,532.00 | $12,572.00 |
| Total 4-year net price | $4,153.00 | $10,113.00 | $50,226.00 |
| 10-year loan interest @ 6.8% | $1,582.00 | $3,853.00 | $19,134.00 |
| Total monthly payment | $48.00 | $116.00 | $578.00 |
| Total amount paid | $5,735.00 | $13,966.00 | $69,360.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.1% | 0.1% | 0.1% |
| Freshman year | $1,037.00 | $2,525.00 | $12,541.00 |
| Senior year | $1,038.00 | $2,527.00 | $12,551.00 |
| Total 2-year net price | $2,075.00 | $5,052.00 | $25,092.00 |
| 10-year loan interest @ 6.8% | $790.00 | $1,925.00 | $9,559.00 |
| Total monthly payment | $24.00 | $58.00 | $289.00 |
| Total amount paid | $2,865.00 | $6,977.00 | $34,651.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.1% | 0.1% | 0.1% |
| Freshman year | $7,186.00 | $8,674.00 | $18,690.00 |
| Senior year | $7,204.00 | $8,696.00 | $18,737.00 |
| Total 4-year net price | $28,780.00 | $34,741.00 | $74,853.00 |
| 10-year loan interest @ 6.8% | $10,964.00 | $13,235.00 | $28,516.00 |
| Total monthly payment | $331.00 | $400.00 | $861.00 |
| Total amount paid | $39,745.00 | $47,976.00 | $103,370.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.1% | 0.1% | 0.1% |
| Freshman year | $7,186.00 | $8,674.00 | $18,690.00 |
| Senior year | $7,192.00 | $8,682.00 | $18,705.00 |
| Total 2-year net price | $14,378.00 | $17,356.00 | $37,395.00 |
| 10-year loan interest @ 6.8% | $5,478.00 | $6,612.00 | $14,246.00 |
| Total monthly payment | $165.00 | $200.00 | $430.00 |
| Total amount paid | $19,856.00 | $23,968.00 | $51,641.00 |
Read more in the net-price section.
The net price figure shows the cost after grants and scholarships are deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $1,863.00 |
| Average net price (off-campus) | $3,852.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $2,336.00 |
| $30,000 to $48,000 | $3,651.00 |
| $48,001 to $75,000 | $5,517.00 |
| $75,001 to $110,000 | $8,480.00 |
Get a tailored estimate from the James Sprunt Community College Net Price Calculator, or contact the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
The median amount borrowed by graduates of James Sprunt Community College is $5,125.00, categorized as a Very Low (<$10k) burden tier.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,527.00 |
| 25th | $2,182.00 |
| Median (50th) | $5,125.00 |
| 75th | $8,545.00 |
| 90th | $12,927.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Read the complete debt breakdown on the student loan debt page.
The federal default-rate tier for James Sprunt Community College is High (15-30%).
| Window | Cohort default rate |
|---|---|
| 2-year | 19.7% |
| 3-year | 16.6% |
For a sense of scale, Stafford disbursements at James Sprunt Community College amount to $10,962,684.00 over 1,101 disbursements.
Veterans and active-duty students can access dedicated federal education aid including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 12 |
| Avg GI Bill amount | $1,440.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
Use the figures above as a launch point, then think through James Sprunt Community College, the questions below are worth your time:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.