by our College Data Analytics TeamHere you will find what students actually borrow to attend Jean Madeline Aveda Institute— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
For incoming students at Jean Madeline Education Center of Cosmetology, 45% of first-year students take on loan debt, at roughly $7,425 per student, private and federal loans combined.
On the federal side, the average loan is $6,708. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
For undergraduates overall at Jean Madeline Education Center of Cosmetology, 51% take out federal student loans, with a mean of $7,866 each per year. It comes to 17.3% more than the $6,708 borrowed by freshmen.
Carrying that yearly figure forward comes to roughly $15,732 across two years and $31,464 over four years. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 51% |
| Average federal loan per year | $7,866 |
| Undergraduates with a federal loan | 215 |
| Total federal loans (one year) | $1,691,094 |
Graduating and withdrawing students at Jean Madeline Education Center of Cosmetology carry a median federal debt of $8,028 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $8,028 |
| Students who completed (graduates) | $8,028 |
| Students who withdrew | $4,750 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Jean Madeline Education Center of Cosmetology.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,750 |
| 25th percentile | $8,010 |
| 75th percentile | $13,583 |
| 90th percentile (highest-debt students) | $13,583 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Jean Madeline Education Center of Cosmetology.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Jean Madeline Education Center of Cosmetology.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 67 | $11,523 |
| Completed (graduates) | 47 | $11,627 |
| Did not complete | 20 | $4,208 |
On a standard 10-year plan, the median completing borrower would pay about $138.26/mo.
These figures turn the debt totals into a monthly repayment picture for Jean Madeline Education Center of Cosmetology.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for Jean Madeline Education Center of Cosmetology follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 12.4% |
| Borrowers in the cohort | 258 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Borrowing varies by family income, by first-generation status, and by dependency status.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $8,028 |
| Middle income | $8,023 |
| High income | $8,028 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,028 |
| Continuing-generation students | $8,028 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $8,028 |
| Independent students | $9,500 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Jean Madeline Education Center of Cosmetology.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.