A large number of students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to Jefferson Community and Technical College can appear overwhelming, but bear in mind that many students obtain some kind of financial aid.
Just what financial assistance solutions will Jefferson Community and Technical College deliver, and just what are you going to be eligible for? Read on for answers. Keep reading to learn what amount of financial assistance will be accessible to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Read on to get a sense of the financial assistance available at Jefferson Community and Technical College.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
Looking at the entering class at Jefferson Community and Technical College, 93% of new full-time first-years were awarded at least some aid approximately 811 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 92% | $6,512 |
| Institutional grants & scholarships | 31% | $2,756 |
| Federal Pell grants | 59% | $5,297 |
| State/local grants | 83% | $2,322 |
| Federal student loans | 9% | $4,467 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. Across the undergraduate body at Jefferson Community and Technical College, around 86% of undergraduates were awarded an average grant or scholarship of $3,349 (covering around 10777 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 86% | $3,349 |
| Federal Pell grants | 29% | $4,331 |
| Federal student loans | 9% | $5,296 |
For on-campus title-IV students, average grant aid came to $8,081.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $5,233 |
| $30,001 – $75,000 | $6,172 |
| Over $75,000 | $10,949 |
Each figure is the net price after grants and scholarships, not the published sticker price.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $6,376 |
| Off-campus title-IV students | $6,058 |
For an estimate tailored to your family circumstances, see Jefferson Community and Technical College’s NPC: jefferson.kctcs.edu/affording-college/net-price-calculator/index.aspx.
The middle student in the debt distribution at Jefferson Community and Technical College owes $6,989 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,989 |
| Median federal debt (graduates only) | $11,651 |
| Typical 10-year monthly payment (graduates) | $123.52/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The figures below chart the debt distribution at Jefferson Community and Technical College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $3,179 |
| 75th percentile | $14,543 |
| 90th percentile (highest-debt students) | $24,895 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $7,555 |
| Middle income | $6,500 |
| High income | $5,996 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,000 |
| Continuing-generation students | $6,663 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $8,811 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Jefferson Community and Technical College.
The Stafford loan program is the largest source of federal direct loans to undergraduates. Below is the annual Stafford program activity at Jefferson Community and Technical College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 30209 |
| Total Stafford loan amount | $372,646,730 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 292 |
| Total GI Bill amount | $752,797 |
| Average GI Bill amount per recipient | $2,578 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 15 |
| Total DoD amount | $24,119 |
| Average DoD amount per recipient | $1,608 |
References
More about our data sources and methodologies.