by our College Data Analytics TeamHere you will find what students actually borrow to attend John D Rockefeller IV Career Center, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
Looking at the entering class at John D Rockefeller IV Career Center, 100% of incoming undergraduates borrow in year one, with a typical loan of $6,031 per borrower, covering both private and federal loans.
The average federally funded loan is $6,031. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Across the full undergraduate body at John D Rockefeller IV Career Center (freshmen included), 57% rely on federal student loans toward their education, with a mean of $6,031 annually.
Repeating that yearly amount projects to about $12,062 after two years and $24,124 over four years. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 57% |
| Average federal loan per year | $6,031 |
| Undergraduates with a federal loan | 8 |
| Total federal loans (one year) | $48,248 |
Graduating and withdrawing students at John D Rockefeller IV Career Center carry a median federal debt of $9,500 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,500 |
Repayment burden translates the debt figures into what a borrower actually pays each month. John D Rockefeller IV Career Center.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The official Department of Education two-year default rate for John D Rockefeller IV Career Center is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 8.3% |
| Borrowers in the cohort | 19 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.