by our College Data Analytics TeamHere you will find what students actually borrow to attend Dewey University-Hato Rey, including completion-adjusted borrowing and a standard repayment estimate. These figures are reported by the Department of Education and IPEDS.
For incoming students at Dewey University - Hato Rey, 62% of first-year students take on loan debt, for an average of $5,692 per student, private and federal loans combined.
Federal loans alone average $5,692. This reaches or tops the $5,500 first-year federal borrowing cap for a typical dependent student. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
Across the full undergraduate body at Dewey University - Hato Rey (freshmen included), 24% finance part of their studies with federal loans, with a mean of $5,523 a year. It comes to 3.0% less than the $5,692 borrowed by freshmen.
Carrying that yearly figure forward comes to roughly $11,046 by year two and around $22,092 after four. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 24% |
| Average federal loan per year | $5,523 |
| Undergraduates with a federal loan | 66 |
| Total federal loans (one year) | $364,518 |
Graduating and withdrawing students at Dewey University - Hato Rey carry a median federal debt of $5,000 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $5,000 |
| Students who completed (graduates) | $5,185 |
| Students who withdrew | $3,834 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Dewey University - Hato Rey.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,288 |
| 25th percentile | $2,090 |
| 75th percentile | $6,575 |
| 90th percentile (highest-debt students) | $9,170 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Dewey University - Hato Rey.
The indicators below describe what the typical debt costs to pay back at Dewey University - Hato Rey.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $5,167 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,167 |
| Continuing-generation students | $4,117 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,000 |
| Independent students | $4,995 |
Federal data publishes the following gap measures for Dewey University - Hato Rey.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.