by our College Data Analytics TeamThe majority of students will never be charged the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to John Wood Community College can seem overwhelming, but bear in mind that many students are given some form of financial aid.
Just what financing solutions does John Wood Community College provide, and just what are you going to be eligible for? Keep scrolling for answers. Keep reading to discover what amount of financial assistance could be accessible to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. The information provided on this page can help you determine how much aid you may receive from John Wood Community College.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. However, some types of aid are more desirable than others, and some students will receive more than others.
At John Wood Community College, 86% of first-time, full-time freshmen received some form of financial aid approximately 355 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 77% | $6,598 |
| Institutional grants & scholarships | 43% | $2,225 |
| Federal Pell grants | 51% | $5,689 |
| State/local grants | 35% | $2,983 |
| Federal student loans | 16% | $4,458 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. Across the undergraduate body at John Wood Community College, around 70% of undergraduates were awarded an average grant or scholarship of $5,073 (covering around 1300 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 70% | $5,073 |
| Federal Pell grants | 40% | $4,774 |
| Federal student loans | 12% | $4,964 |
For students living on campus and receiving title-IV aid, grants averaged $8,795.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $4,772 |
| $30,001 – $75,000 | $6,085 |
| Over $75,000 | $12,156 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $7,050 |
| Off-campus title-IV students | $6,596 |
For an estimate tailored to your family circumstances, see John Wood Community College’s NPC: www.jwcc.edu/financial-aid/net-price-calculator/.
The median federal debt load at John Wood Community College comes to $5,500 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,500 |
| Median federal debt (graduates only) | $8,029 |
| Typical 10-year monthly payment (graduates) | $85.12/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
A single median figure conceals how much debt outcomes differ student to student. The percentiles below describe the cumulative federal debt distribution for borrowers at John Wood Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,112 |
| 25th percentile | $2,438 |
| 75th percentile | $9,283 |
| 90th percentile (highest-debt students) | $15,000 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $4,976 |
| Middle income | $5,984 |
| High income | $5,905 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,500 |
| Continuing-generation students | $5,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,499 |
| Independent students | $7,484 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. John Wood Community College.
Most undergraduate borrowing runs through the federal Stafford loan program. Below is the annual Stafford program activity at John Wood Community College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 5011 |
| Total Stafford loan amount | $38,719,758 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 16 |
| Total GI Bill amount | $74,171 |
| Average GI Bill amount per recipient | $4,636 |
References
More about our data sources and methodologies.