by our College Data Analytics TeamMost students are not billed the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at Johns Hopkins University can sound overpowering, but remember that the majority of students get some type of financial assistance.
Just what financial assistance solutions will Johns Hopkins deliver, and just what are you going to be eligible for? Read on for answers. Keep going to learn just how much financial aid will be open to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. Read on to get a sense of the financial assistance available at Johns Hopkins University.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
For freshmen starting at Johns Hopkins University, 66% of first-time, full-time freshmen received some form of financial aid approximately 936 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 60% | $59,977 |
| Institutional grants & scholarships | 59% | $57,131 |
| Federal Pell grants | 21% | $6,088 |
| State/local grants | 3% | $6,669 |
| Federal student loans | 10% | $4,647 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At Johns Hopkins, about 69% of the undergraduate population received grant aid that averaged $50,356 (across roughly 4193 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 69% | $50,356 |
| Federal Pell grants | 19% | $5,811 |
| Federal student loans | 9% | $5,695 |
On-campus students receiving title-IV aid were awarded grants averaging $67,138.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $2,139 |
| $30,001 – $75,000 | $3,709 |
| Over $75,000 | $31,404 |
Remember these are net prices — what families pay after gift aid, not before.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $18,809 |
| Off-campus title-IV students | $18,161 |
To project your own net price, use Johns Hopkins’s net price tool: npc.collegeboard.org/student/app/jhu.
The median federal debt load at Johns Hopkins comes to $9,000 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $9,000 |
| Median federal debt (graduates only) | $10,250 |
| Typical 10-year monthly payment (graduates) | $108.67/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
A single median figure conceals how much debt outcomes differ student to student. The percentiles below describe the cumulative federal debt distribution for borrowers at Johns Hopkins.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,200 |
| 25th percentile | $5,500 |
| 75th percentile | $20,300 |
| 90th percentile (highest-debt students) | $27,000 |
Median debt varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $7,395 |
| Middle income | $8,297 |
| High income | $10,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,750 |
| Continuing-generation students | $9,000 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $9,538 |
| Independent students | $8,104 |
These indicators are derived from the underlying debt data and summarize the overall picture at Johns Hopkins.
Stafford loans are the federal government’s primary direct undergraduate lending program. Below is the annual Stafford program activity at Johns Hopkins:
| Metric | Value |
|---|---|
| Stafford loan recipients | 38666 |
| Total Stafford loan amount | $1,186,105,408 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 1005 |
| Total GI Bill amount | $15,579,723 |
| Average GI Bill amount per recipient | $15,502 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 132 |
| Total DoD amount | $562,500 |
| Average DoD amount per recipient | $4,261 |
References
More about our data sources and methodologies.