by our College Data Analytics TeamThis overview lays out the cost of attending Johnson & Wales University-Charlotte, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
If you want to dig into a particular figure, jump to any section below:
The cost of attendance at Johnson & Wales University-Charlotte stands at about $55,989.00 per academic year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $42,419.00 |
| + Room, board & other expenses | $13,570.00 |
| Total cost | $55,989.00 |
| That is 71% above the national average net price. |
| Total cost | $55,989.00 |
| − Grants and scholarships | −$30,596.00 |
| Net price | $25,393.00 |
| That is 23% below the national average net price. |
| Total cost | $55,989.00 |
| − Grants and scholarships | −$34,608.00 |
| Net price | $21,381.00 |
| That is 35% below the national average net price. | |
| Explore each piece on the tuition & fees page and room and board. |
Cost of attendance here has been rising by around 5.4% a year, so a full degree will cost more than a single year — the tables below carry that forward. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.4% | 5.4% | 5.4% |
| Freshman year | $22,526.00 | $26,753.00 | $58,988.00 |
| Senior year | $26,343.00 | $31,286.00 | $68,982.00 |
| Total 4-year net price | $97,605.00 | $115,920.00 | $255,593.00 |
| 10-year loan interest @ 6.8% | $37,184.00 | $44,161.00 | $97,372.00 |
| Total monthly payment | $1,123.00 | $1,334.00 | $2,941.00 |
| Total amount paid | $134,789.00 | $160,082.00 | $352,964.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.4% | 5.4% | 5.4% |
| Freshman year | $22,526.00 | $26,753.00 | $58,988.00 |
| Senior year | $23,733.00 | $28,186.00 | $62,147.00 |
| Total 2-year net price | $46,259.00 | $54,939.00 | $121,135.00 |
| 10-year loan interest @ 6.8% | $17,623.00 | $20,930.00 | $46,148.00 |
| Total monthly payment | $532.00 | $632.00 | $1,394.00 |
| Total amount paid | $63,882.00 | $75,869.00 | $167,283.00 |
For the complete net-price picture, see the net price section below.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $27,426.00 |
| Average net price (off-campus) | $28,901.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $24,385.00 |
| $30,000 to $48,000 | $27,441.00 |
| $48,001 to $75,000 | $30,472.00 |
| $75,001 to $110,000 | $31,188.00 |
| Over $110,000 | $33,744.00 |
Get a tailored estimate from the Johnson & Wales University-Charlotte Net Price Calculator, or check with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.
Typical debt at graduation from Johnson & Wales University-Charlotte stands at $16,334.00, categorized as a Low ($10-20k) burden tier.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,666.00 |
| 25th | $6,500.00 |
| Median (50th) | $16,334.00 |
| 75th | $28,300.00 |
| 90th | $37,750.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Read the complete debt breakdown on the student loan debt detail.
Median debt at graduation differs meaningfully across income brackets. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $17,250.00 |
| Middle income | $18,277.00 |
| High income | $14,250.00 |
Low-income borrowers graduate with $3,000.00 more debt than their high-income peers.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $16,666.00 |
| Continuing-generation students | $15,750.00 |
First-gen students at Johnson & Wales University-Charlotte graduate with $916.00 in extra median debt compared with continuing-generation peers.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.
The gap between Pell-eligible and non-Pell median debt at Johnson & Wales University-Charlotte is $6,491.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The default-rate category at Johnson & Wales University-Charlotte is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 7.7% |
For context on the loan portfolio, Stafford disbursements at Johnson & Wales University-Charlotte reach $1,442,805,033.00 distributed across 72,677 borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 54 |
| Avg GI Bill amount | $18,317.00 |
| DoD Tuition Assistance recipients | 2 |
| Avg DoD Tuition Assistance | $2,125.00 |
Read more about military and veteran aid on the veterans benefits detail.
The figures above are a starting point — as you weigh Johnson & Wales University-Charlotte, consider the following:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.