by our College Data Analytics TeamHere you will find what students actually borrow to attend Jose Maria Vargas University: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. The data below is drawn directly from federal sources.
For undergraduates overall at JMVU, 84% finance part of their studies with federal loans, for a typical $10,096 in federal loans per year.
Borrowing the same amount each year would add up to roughly $20,192 by year two and around $40,384 after four. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 84% |
| Average federal loan per year | $10,096 |
| Undergraduates with a federal loan | 75 |
| Total federal loans (one year) | $757,235 |
Graduating and withdrawing students at JMVU carry a median federal debt of $14,250 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $14,250 |
| Students who withdrew | $9,500 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
The indicators below describe what the typical debt costs to pay back at JMVU.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.