by our College Data Analytics TeamA large number of students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at Kalamazoo Valley Community College can sound tremendous, but do not forget that almost all students get some type of financial help.
What financial aid options can Kalamazoo Valley Community College offer you, and what will you qualify for? Keep reading for more information. Keep going to learn what amount of financial assistance will be accessible to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Use the information below to understand how much financial assistance you may get from Kalamazoo Valley Community College.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
For freshmen starting at Kalamazoo Valley Community College, 82% of first-time, full-time freshmen received some form of financial aid some 396 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 73% | $6,558 |
| Institutional grants & scholarships | 43% | $1,828 |
| Federal Pell grants | 42% | $6,442 |
| State/local grants | 40% | $3,190 |
| Federal student loans | 18% | $4,547 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At Kalamazoo Valley Community College, roughly 49% of undergraduates were awarded an average grant or scholarship of $5,728 (among about 3102 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 49% | $5,728 |
| Federal Pell grants | 28% | $5,383 |
| Federal student loans | 17% | $6,070 |
For students living on campus and receiving title-IV aid, grants averaged $8,407.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $1,311 |
| $30,001 – $75,000 | $2,903 |
| Over $75,000 | $8,320 |
Remember these are net prices — what families pay after gift aid, not before.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $2,979 |
| Off-campus title-IV students | $2,991 |
To get a personalized net price estimate, try Kalamazoo Valley Community College’s official net price calculator: www.kvcc.edu/NetPrice/npcalc.htm.
The middle student in the debt distribution at Kalamazoo Valley Community College owes $5,054 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,054 |
| Median federal debt (graduates only) | $9,699 |
| Typical 10-year monthly payment (graduates) | $102.83/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
Looking only at the median can be misleading because it hides the spread. The figures below chart the debt distribution at Kalamazoo Valley Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,400 |
| 25th percentile | $2,250 |
| 75th percentile | $9,751 |
| 90th percentile (highest-debt students) | $17,696 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $4,919 |
| Middle income | $5,289 |
| High income | $5,119 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $4,980 |
| Continuing-generation students | $5,500 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,745 |
| Independent students | $5,786 |
The figure below distills the debt data into a single burden category for Kalamazoo Valley Community College.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The annual Stafford volume below reflects program activity at Kalamazoo Valley Community College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 23672 |
| Total Stafford loan amount | $232,107,238 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 74 |
| Total GI Bill amount | $285,430 |
| Average GI Bill amount per recipient | $3,857 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 5 |
| Total DoD amount | $7,397 |
| Average DoD amount per recipient | $1,479 |
References
More about our data sources and methodologies.