by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Kansas Christian College, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
At Kansas Christian College, 43% of incoming students take out a loan to help cover first-year costs, with a typical loan of $4,432 per student, private and federal loans combined.
On the federal side, the average loan is $4,432, amounting to 80.6% of the typical first-year dependent student borrowing cap of $5,500. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
Counting every undergraduate at Kansas Christian College, 60% finance part of their studies with federal loans, averaging $6,496 per year. That amounts to 46.6% higher than the $4,432 typical freshmen borrow.
Borrowing the same amount each year would add up to roughly $12,992 by year two and around $25,984 after four. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 60% |
| Average federal loan per year | $6,496 |
| Undergraduates with a federal loan | 86 |
| Total federal loans (one year) | $558,669 |
Graduating and withdrawing students at Kansas Christian College carry a median federal debt of $7,859 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,859 |
| Students who withdrew | $5,500 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Kansas Christian College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $3,902 |
| 75th percentile | $5,625 |
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Kansas Christian College.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 25 | $8,000 |
These figures turn the debt totals into a monthly repayment picture for Kansas Christian College.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $14,250 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Kansas Christian College.
Subsidized vs. Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.