A large number of students will not be asked to pay the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to Kapiolani Community College can seem overpowering, but remember that the majority of students are given some form of financial assistance.
What financial aid options can Kapiolani CC offer you, and what will you qualify for? Keep reading for more information. Scroll down to discover just how much financial aid could be open to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The figures below will help you estimate the aid you might receive from Kapiolani Community College.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
Looking at the entering class at Kapiolani Community College, 63% of new full-time first-years were awarded at least some aid some 280 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 61% | $4,900 |
| Institutional grants & scholarships | 33% | $2,029 |
| Federal Pell grants | 37% | $5,422 |
| State/local grants | 15% | $1,818 |
| Federal student loans | 6% | $5,179 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At this school, around 27% of undergraduates were awarded grant or scholarship aid averaging $4,341 (across approximately 1578 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 27% | $4,341 |
| Federal Pell grants | 19% | $4,012 |
| Federal student loans | 6% | $6,117 |
For on-campus title-IV students, average grant aid came to $6,790.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $4,175 |
| $30,001 – $75,000 | $5,376 |
| Over $75,000 | $9,433 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $5,202 |
| Off-campus title-IV students | $5,194 |
To get a personalized net price estimate, try Kapiolani CC’s online cost calculator: www.kapiolani.hawaii.edu/pay-for-college/cost-of-attendance/net-price-calculator/.
Graduating students at Kapiolani CC carry a median federal student debt of $6,352 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,352 |
| Median federal debt (graduates only) | $9,229 |
| Typical 10-year monthly payment (graduates) | $97.84/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. Use the percentiles below to see the debt range at Kapiolani CC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,812 |
| 25th percentile | $3,500 |
| 75th percentile | $12,000 |
| 90th percentile (highest-debt students) | $20,490 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $8,000 |
| Middle income | $5,500 |
| High income | $5,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,400 |
| Continuing-generation students | $6,233 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. Kapiolani CC.
Stafford loans are the federal government’s primary direct undergraduate lending program. Below is the annual Stafford program activity at Kapiolani CC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 6252 |
| Total Stafford loan amount | $63,099,494 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 302 |
| Total GI Bill amount | $447,810 |
| Average GI Bill amount per recipient | $1,483 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 39 |
| Total DoD amount | $38,608 |
| Average DoD amount per recipient | $990 |
References
More about our data sources and methodologies.