by our College Data Analytics TeamThis page focuses on the debt students take on to attend Kaskaskia College: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. The data below is drawn directly from federal sources.
Among first-year students at Kaskaskia College, 6% of new students use loans toward freshman-year expenses, for an average of $9,698 each, across private and federal loan sources.
Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 0% |
| Undergraduates with a federal loan | 0 |
| Total federal loans (one year) | $0 |
The middle borrower at Kaskaskia College owes $3,500 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $3,500 |
| Students who completed (graduates) | $3,750 |
| Students who withdrew | $3,500 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Kaskaskia College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,010 |
| 25th percentile | $2,250 |
| 75th percentile | $5,875 |
| 90th percentile (highest-debt students) | $8,250 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Kaskaskia College.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Kaskaskia College.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 138 | $12,216 |
| Completed (graduates) | 36 | $11,727 |
| Did not complete | 102 | $12,838 |
On a standard 10-year plan, the median completing borrower would pay about $139.45/mo.
These figures turn the debt totals into a monthly repayment picture for Kaskaskia College.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The official Department of Education two-year default rate for Kaskaskia College appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 24.1% |
| Borrowers in the cohort | 323 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Borrowing varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $4,500 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $3,250 |
| Independent students | $4,500 |
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.