by our College Data Analytics TeamBelow is federal data on the loans students use to pay for KCK Beauty & Barber Academy: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. The data below is drawn directly from federal sources.
Looking at the entering class at KCK Beauty & Barber Academy, 59% of first-year students take on loan debt, for an average of $7,483 per student, private and federal loans combined.
On the federal side, the average loan is $7,483. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Counting every undergraduate at KCK Beauty & Barber Academy, 43% borrow through federal student loan programs, averaging $7,137 annually. That amounts to 4.6% below the $7,483 typical freshmen borrow.
At a steady annual pace, that totals around $14,274 after two years and $28,548 over a four-year span. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 43% |
| Average federal loan per year | $7,137 |
| Undergraduates with a federal loan | 27 |
| Total federal loans (one year) | $192,704 |
Graduating and withdrawing students at KCK Beauty & Barber Academy carry a median federal debt of $9,500 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,500 |
These figures turn the debt totals into a monthly repayment picture for KCK Beauty & Barber Academy.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.