by our College Data Analytics TeamBelow is federal data on the loans students use to pay for KD Conservatory College of Film and Dramatic Arts, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
For incoming students at KD Conservatory, 100% of first-year students take on loan debt, borrowing on average $5,200 per student, private and federal loans combined.
The average federally funded loan is $5,200, amounting to 94.5% of the $5,500 first-year federal borrowing limit for a typical dependent freshman. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Looking at all undergraduates at KD Conservatory, freshmen included, 43% take out federal student loans, for a typical $5,201 in federal loans per year. This works out to 0.0% greater than the $5,200 freshmen take on.
At a steady annual pace, that totals around $10,402 across two years and $20,804 after four. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 43% |
| Average federal loan per year | $5,201 |
| Undergraduates with a federal loan | 34 |
| Total federal loans (one year) | $176,825 |
Graduating and withdrawing students at KD Conservatory carry a median federal debt of $12,000 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $12,000 |
| Students who completed (graduates) | $12,750 |
| Students who withdrew | $5,500 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at KD Conservatory.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,750 |
| 25th percentile | $8,000 |
| 75th percentile | $20,000 |
| 90th percentile (highest-debt students) | $20,000 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at KD Conservatory.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for KD Conservatory.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 54 | $18,509 |
The indicators below describe what the typical debt costs to pay back at KD Conservatory.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The official Department of Education two-year default rate for KD Conservatory follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 22.0% |
| Borrowers in the cohort | 109 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $12,000 |
| Middle income | $12,000 |
| High income | $12,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,000 |
| Continuing-generation students | $12,000 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,000 |
| Independent students | $16,030 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at KD Conservatory.
Subsidized vs. Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.