by our College Data Analytics TeamBelow is the data on what it actually costs to attend Keene State College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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Attendance costs at Keene State College came in between $29,524.00 to $41,580.00 depending on your residency status.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: roughly $29,524.00 for in-state students versus $41,580.00 for those paying out-of-state rates.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $14,784.00 |
| + Room, board & other expenses | $14,740.00 |
| Total cost | $29,524.00 |
| That is 53% above the national average net price. |
| Total cost | $29,524.00 |
| − Grants and scholarships | −$12,106.00 |
| Net price | $17,418.00 |
| That is 10% below the national average net price. |
| Total cost | $29,524.00 |
| − Grants and scholarships | −$17,801.00 |
| Net price | $11,723.00 |
| That is 39% below the national average net price. |
| Tuition and fees | $26,840.00 |
| + Room, board & other expenses | $14,740.00 |
| Total cost | $41,580.00 |
| That is 116% above the national average net price. |
| Total cost | $41,580.00 |
| − Grants and scholarships | −$12,106.00 |
| Net price | $29,474.00 |
| That is 53% above the national average net price. |
| Total cost | $41,580.00 |
| − Grants and scholarships | −$17,801.00 |
| Net price | $23,779.00 |
| That is 24% above the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page and living costs. |
Costs have trended upward in recent years at a recent average of 2.4% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $12,005.00 | $17,837.00 | $30,234.00 |
| Senior year | $12,891.00 | $19,154.00 | $32,467.00 |
| Total 4-year net price | $49,778.00 | $73,961.00 | $125,366.00 |
| 10-year loan interest @ 6.8% | $18,964.00 | $28,176.00 | $47,760.00 |
| Total monthly payment | $573.00 | $851.00 | $1,443.00 |
| Total amount paid | $68,742.00 | $102,137.00 | $173,125.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $12,005.00 | $17,837.00 | $30,234.00 |
| Senior year | $12,293.00 | $18,265.00 | $30,960.00 |
| Total 2-year net price | $24,298.00 | $36,102.00 | $61,194.00 |
| 10-year loan interest @ 6.8% | $9,257.00 | $13,754.00 | $23,313.00 |
| Total monthly payment | $280.00 | $415.00 | $704.00 |
| Total amount paid | $33,555.00 | $49,856.00 | $84,507.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $24,351.00 | $30,182.00 | $42,579.00 |
| Senior year | $26,149.00 | $32,412.00 | $45,724.00 |
| Total 4-year net price | $100,971.00 | $125,153.00 | $176,558.00 |
| 10-year loan interest @ 6.8% | $38,466.00 | $47,679.00 | $67,262.00 |
| Total monthly payment | $1,162.00 | $1,440.00 | $2,032.00 |
| Total amount paid | $139,437.00 | $172,832.00 | $243,820.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $24,351.00 | $30,182.00 | $42,579.00 |
| Senior year | $24,936.00 | $30,908.00 | $43,603.00 |
| Total 2-year net price | $49,287.00 | $61,090.00 | $86,182.00 |
| 10-year loan interest @ 6.8% | $18,776.00 | $23,273.00 | $32,832.00 |
| Total monthly payment | $567.00 | $703.00 | $992.00 |
| Total amount paid | $68,063.00 | $84,364.00 | $119,015.00 |
Jump to the net-price detail in the net-price section.
Net price strips out grant and scholarship aid to show what families really pay. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $17,887.00 |
| Average net price (off-campus) | $19,164.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $11,111.00 |
| $30,000 to $48,000 | $14,049.00 |
| $48,001 to $75,000 | $15,816.00 |
| $75,001 to $110,000 | $20,423.00 |
| Over $110,000 | $24,020.00 |
Use Keene State College Net Price Calculator, or get in touch with the financial aid office.
Dig into how aid is awarded on the grants & scholarships detail.
The median amount borrowed by graduates of Keene State College stands at $19,500.00, landing it in the Low ($10-20k) burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,750.00 |
| 25th | $8,250.00 |
| Median (50th) | $19,500.00 |
| 75th | $27,000.00 |
| 90th | $31,000.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student-loan-debt breakdown.
Debt at graduation is far from uniform across income levels. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $18,865.00 |
| Middle income | $19,990.00 |
| High income | $20,500.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,990.00 |
| Continuing-generation students | $19,500.00 |
First-generation graduates from Keene State College carry $490.00 in additional median debt versus continuing-generation peers.
The Pell Grant is the main federal need-based award for undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.
The median debt gap between Pell and non-Pell graduates of Keene State College amounts to $2,000.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The federal default-rate tier for Keene State College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 2.9% |
For scale, federal Stafford loan disbursements at Keene State College amount to $263,301,605.00 over 16,584 recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 40 |
| Avg GI Bill amount | $11,069.00 |
| DoD Tuition Assistance recipients | 3 |
| Avg DoD Tuition Assistance | $4,000.00 |
For the full rundown of veteran and military benefits, see the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing Keene State College, keep these questions in mind:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.