by our College Data Analytics TeamHere you will find what students actually borrow to attend Keiser University-Ft Lauderdale— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. These figures are reported by the Department of Education and IPEDS.
Looking at the entering class at Keiser University - Ft Lauderdale, 78% of freshmen borrow to help pay for their first year, with a typical loan of $12,796 per student, private and federal loans combined.
On the federal side, the average loan is $9,645. This is at or above the $5,500 first-year federal borrowing cap that applies to the typical dependent freshman. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
For undergraduates overall at Keiser University - Ft Lauderdale, 72% finance part of their studies with federal loans, borrowing on average $10,666 per year. This is 10.6% larger than the $9,645 typical freshmen borrow.
At a steady annual pace, that totals around $21,332 in two years and roughly $42,664 across a four-year program. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 72% |
| Average federal loan per year | $10,666 |
| Undergraduates with a federal loan | 12,582 |
| Total federal loans (one year) | $134,205,576 |
The median student at Keiser University - Ft Lauderdale borrows $13,000 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $13,000 |
| Students who completed (graduates) | $26,125 |
| Students who withdrew | $9,500 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Keiser University - Ft Lauderdale.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,385 |
| 25th percentile | $7,029 |
| 75th percentile | $26,077 |
| 90th percentile (highest-debt students) | $38,659 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Keiser University - Ft Lauderdale.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Keiser University - Ft Lauderdale.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 4018 | $11,220 |
| Completed (graduates) | 1751 | $15,142 |
| Did not complete | 2267 | $9,404 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $180.05/mo.
Stafford loans are the federal direct-loan program most undergraduates use. The breakdown below separates borrowers who used Stafford loans from those who did not at Keiser University - Ft Lauderdale.
Borrowers With Any Stafford Loan
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Used a Stafford loan | 3957 | $11,388 |
| No Stafford loan | 61 | $2,664 |
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 3750 | $11,442 |
| No Stafford loan this year | 268 | $7,992 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Keiser University - Ft Lauderdale.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The official Department of Education two-year default rate for Keiser University - Ft Lauderdale is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 10.7% |
| Borrowers in the cohort | 8296 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $13,506 |
| Middle income | $12,799 |
| High income | $12,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,847 |
| Continuing-generation students | $13,882 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $11,418 |
| Independent students | $14,250 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Keiser University - Ft Lauderdale.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.