by our College Data Analytics TeamMany students will never be charged the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to Kettering University can seem tremendous, but do not forget that almost all students are given some form of financial help.
What financial assistance options will Kettering offer you, and what will you qualify for? Read on for more information. Scroll down to learn how much school funding will be available to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. The information provided on this page can help you determine how much aid you may receive from Kettering University.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
For freshmen starting at Kettering University, 100% of first-year full-time students received aid of some kind some 228 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $25,641 |
| Institutional grants & scholarships | 100% | $20,957 |
| Federal Pell grants | 21% | $5,422 |
| State/local grants | 55% | $5,906 |
| Federal student loans | 57% | $5,311 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. Across the undergraduate body at Kettering, approximately 97% of undergraduates were awarded an average grant or scholarship of $24,488 (across roughly 1257 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 97% | $24,488 |
| Federal Pell grants | 17% | $5,136 |
| Federal student loans | 45% | $6,409 |
On-campus students receiving title-IV aid were awarded grants averaging $26,590.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $25,978 |
| $30,001 – $75,000 | $27,722 |
| Over $75,000 | $35,529 |
Each figure is the net price after grants and scholarships, not the published sticker price.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $34,660 |
| Off-campus title-IV students | $33,092 |
To project your own net price, use Kettering’s net price calculator: kettering.studentaidcalculator.com/survey.aspx.
Graduating students at Kettering carry a median federal student debt of $26,563 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $26,563 |
| Median federal debt (graduates only) | $27,000 |
| Typical 10-year monthly payment (graduates) | $286.24/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
The median alone does not show how widely outcomes vary across the student body. The figures below chart the debt distribution at Kettering.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,000 |
| 25th percentile | $9,500 |
| 75th percentile | $31,000 |
| 90th percentile (highest-debt students) | $37,667 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $28,000 |
| Middle income | $27,000 |
| High income | $26,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $27,000 |
| Continuing-generation students | $24,250 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $26,498 |
| Independent students | $31,093 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Kettering.
Most undergraduate borrowing runs through the federal Stafford loan program. The annual Stafford volume below reflects program activity at Kettering:
| Metric | Value |
|---|---|
| Stafford loan recipients | 4779 |
| Total Stafford loan amount | $83,699,320 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 23 |
| Total GI Bill amount | $421,493 |
| Average GI Bill amount per recipient | $18,326 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 3 |
| Total DoD amount | $7,667 |
| Average DoD amount per recipient | $2,556 |
References
More about our data sources and methodologies.