by our College Data Analytics TeamThis page focuses on the debt students take on to attend Keune Academy by 124, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
Looking at the entering class at Keune Academy by 124, 69% of incoming students take out a loan to help cover first-year costs, borrowing on average $8,821 each, across private and federal loan sources.
On the federal side, the average loan is $8,821. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Counting every undergraduate at Keune Academy by 124, 53% finance part of their studies with federal loans, borrowing on average $7,621 per year. That amounts to 13.6% smaller than the $8,821 borrowed by freshmen.
Borrowing the same amount each year would add up to roughly $15,242 over two years and about $30,484 by the fourth year. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 53% |
| Average federal loan per year | $7,621 |
| Undergraduates with a federal loan | 87 |
| Total federal loans (one year) | $663,026 |
The middle borrower at Keune Academy by 124 owes $9,833 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,833 |
| Students who completed (graduates) | $9,833 |
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Keune Academy by 124.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,854 |
| 25th percentile | $8,569 |
| 75th percentile | $12,448 |
| 90th percentile (highest-debt students) | $14,458 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Keune Academy by 124.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Keune Academy by 124.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 24 | $11,226 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Keune Academy by 124.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The federal two-year cohort default rate for Keune Academy by 124 follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 24.1% |
| Borrowers in the cohort | 62 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $10,166 |
| Middle income | $9,833 |
| High income | $9,833 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,833 |
| Continuing-generation students | $9,833 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $9,833 |
| Independent students | $14,458 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Keune Academy by 124.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.