by our College Data Analytics TeamHere’s the full picture on paying for Keystone College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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What it costs to attend Keystone College amounts to about $31,742.00 per academic year.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $18,300.00 |
| + Room, board & other expenses | $13,442.00 |
| Total cost | $31,742.00 |
| That is 3% below the national average net price. |
| Total cost | $31,742.00 |
| − Grants and scholarships | −$10,020.00 |
| Net price | $21,722.00 |
| That is 34% below the national average net price. |
| Total cost | $31,742.00 |
| − Grants and scholarships | −$10,146.00 |
| Net price | $21,596.00 |
| That is 34% below the national average net price. | |
| Explore each piece on the tuition & fees page and room and board. |
Costs have trended upward in recent years by around 1.9% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.9% | 1.9% | 1.9% |
| Freshman year | $22,005.00 | $22,133.00 | $32,343.00 |
| Senior year | $23,279.00 | $23,414.00 | $34,215.00 |
| Total 4-year net price | $90,551.00 | $91,080.00 | $133,093.00 |
| 10-year loan interest @ 6.8% | $34,497.00 | $34,698.00 | $50,704.00 |
| Total monthly payment | $1,042.00 | $1,048.00 | $1,532.00 |
| Total amount paid | $125,048.00 | $125,778.00 | $183,797.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.9% | 1.9% | 1.9% |
| Freshman year | $22,005.00 | $22,133.00 | $32,343.00 |
| Senior year | $22,422.00 | $22,552.00 | $32,955.00 |
| Total 2-year net price | $44,426.00 | $44,686.00 | $65,298.00 |
| 10-year loan interest @ 6.8% | $16,925.00 | $17,024.00 | $24,876.00 |
| Total monthly payment | $511.00 | $514.00 | $751.00 |
| Total amount paid | $61,351.00 | $61,709.00 | $90,175.00 |
For the complete net-price picture, see the Net Price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $22,051.00 |
| Average net price (off-campus) | $21,461.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $21,257.00 |
| $30,000 to $48,000 | $21,196.00 |
| $48,001 to $75,000 | $22,731.00 |
| $75,001 to $110,000 | $22,623.00 |
| Over $110,000 | $30,181.00 |
For a personalized estimate, try the Keystone College Net Price Calculator, or visit the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
Median graduate debt at Keystone College is $16,250.00, which federal data classifies as a Low ($10-20k) debt-burden category.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,750.00 |
| 25th | $8,250.00 |
| Median (50th) | $16,250.00 |
| 75th | $29,250.00 |
| 90th | $40,669.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.
Debt at graduation is far from uniform across income levels. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $15,000.00 |
| Middle income | $15,950.00 |
| High income | $17,799.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,922.00 |
| Continuing-generation students | $16,875.00 |
Pell Grants are the largest source of federal need-based aid for undergrads. Pell vs non-Pell comparisons surface how debt breaks down by need.
The gap between Pell-eligible and non-Pell median debt at Keystone College stands at $2,250.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate tier for Keystone College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 7.9% |
To give some context for these rates, Stafford loans disbursed at Keystone College total $148,868,980.00 across 8,213 loan recipients.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 9 |
| Avg GI Bill amount | $10,199.00 |
Dig into veteran education benefits on the college veterans page.
The figures above are a starting point — as you weigh Keystone College, the questions below are worth your time:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.