by our College Data Analytics TeamA large number of students will not be asked to pay the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at Kirkwood Community College can feel overwhelming, but bear in mind that many students receive some sort of financial aid.
Just what financial aid solutions can Kirkwood Community College deliver, and just what are you going to be eligible for? Keep reading for answers. Keep scrolling to learn how much school funding will be available to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Read on to get a sense of the financial assistance available at Kirkwood Community College.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. However, some types of aid are more desirable than others, and some students will receive more than others.
Among first-time, full-time freshmen at Kirkwood Community College, 84% of entering full-time freshmen got some type of financial assistance approximately 1330 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 67% | $6,511 |
| Institutional grants & scholarships | 32% | $2,765 |
| Federal Pell grants | 40% | $6,030 |
| State/local grants | 22% | $3,549 |
| Federal student loans | 36% | $4,560 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. Here, about 39% of undergrads got grants or scholarships worth on average $5,860 (for some 4897 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 39% | $5,860 |
| Federal Pell grants | 24% | $5,355 |
| Federal student loans | 21% | $5,198 |
Title-IV recipients living on campus saw average grant aid of $5,874.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $6,832 |
| $30,001 – $75,000 | $8,927 |
| Over $75,000 | $12,854 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $9,705 |
| Off-campus title-IV students | $9,388 |
For an estimate tailored to your family circumstances, see Kirkwood Community College’s net price calculator: kirkwood.studentaidcalculator.com/survey.aspx.
The median student at Kirkwood Community College graduates with $7,591 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $7,591 |
| Median federal debt (graduates only) | $12,000 |
| Typical 10-year monthly payment (graduates) | $127.22/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
The numbers below show the full range, not just the middle of the distribution. Use the percentiles below to see the debt range at Kirkwood Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,000 |
| 25th percentile | $3,500 |
| 75th percentile | $13,500 |
| 90th percentile (highest-debt students) | $24,010 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $8,950 |
| Middle income | $6,750 |
| High income | $6,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,857 |
| Continuing-generation students | $7,000 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,000 |
| Independent students | $10,479 |
The figure below distills the debt data into a single burden category for Kirkwood Community College.
The Stafford program is the federal direct-loan vehicle most undergraduates use. These figures summarize annual Stafford program activity at Kirkwood Community College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 51352 |
| Total Stafford loan amount | $621,852,022 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 99 |
| Total GI Bill amount | $391,892 |
| Average GI Bill amount per recipient | $3,959 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 37 |
| Total DoD amount | $109,277 |
| Average DoD amount per recipient | $2,953 |
References
More about our data sources and methodologies.