A lot of students will not be asked to pay the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at Kutztown University of Pennsylvania can feel tremendous, but do not forget that almost all students receive some sort of financial help.
What financial assistance options will Kutztown University offer, and what will you qualify for? Read on for more information. Keep reading to see what amount of financial assistance could be accessible to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Continue reading to find information to help you understand just how much assistance you can expect to receive from Kutztown University of Pennsylvania.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
At Kutztown University of Pennsylvania, 98% of entering full-time freshmen got some type of financial assistance around 1569 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 95% | $7,420 |
| Institutional grants & scholarships | 90% | $3,511 |
| Federal Pell grants | 38% | $5,659 |
| State/local grants | 38% | $4,354 |
| Federal student loans | 65% | $5,503 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At Kutztown University, roughly 85% of undergrads got grants or scholarships worth on average $7,564 (among about 5463 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 85% | $7,564 |
| Federal Pell grants | 33% | $5,332 |
| Federal student loans | 63% | $6,473 |
On-campus students receiving title-IV aid were awarded grants averaging $8,535.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $16,077 |
| $30,001 – $75,000 | $17,868 |
| Over $75,000 | $25,280 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $21,331 |
| Off-campus title-IV students | $21,205 |
To project your own net price, use Kutztown University’s official net price calculator: kutztown.studentaidcalculator.com/.
The middle student in the debt distribution at Kutztown University owes $20,000 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $20,000 |
| Median federal debt (graduates only) | $26,000 |
| Typical 10-year monthly payment (graduates) | $275.64/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
The median alone does not show how widely outcomes vary across the student body. The figures below chart the debt distribution at Kutztown University.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,250 |
| 25th percentile | $7,500 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $34,000 |
Median debt varies by family income, by first-generation status, and by dependency status.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $18,750 |
| Middle income | $21,000 |
| High income | $20,100 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $20,500 |
| Continuing-generation students | $19,500 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $20,002 |
| Independent students | $19,000 |
The figure below distills the debt data into a single burden category for Kutztown University.
The Stafford program is the federal direct-loan vehicle most undergraduates use. Below is the annual Stafford program activity at Kutztown University:
| Metric | Value |
|---|---|
| Stafford loan recipients | 34192 |
| Total Stafford loan amount | $631,775,440 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 108 |
| Total GI Bill amount | $522,319 |
| Average GI Bill amount per recipient | $4,836 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 43 |
| Total DoD amount | $111,466 |
| Average DoD amount per recipient | $2,592 |
References
More about our data sources and methodologies.