by our College Data Analytics TeamHere you will find what students actually borrow to attend La Belle Beauty School, including completion-adjusted borrowing and a standard repayment estimate. These figures are reported by the Department of Education and IPEDS.
At La Belle Beauty School specifically, 0% of first-year students take on loan debt.
Among all degree-seeking undergrads at La Belle Beauty School, 40% take out federal student loans, with a mean of $1,732 annually.
Borrowing the same amount each year would add up to roughly $3,464 after two years and $6,928 across a four-year program. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 40% |
| Average federal loan per year | $1,732 |
| Undergraduates with a federal loan | 164 |
| Total federal loans (one year) | $284,048 |
The middle borrower at La Belle Beauty School owes $7,056 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,056 |
| Students who completed (graduates) | $7,807 |
| Students who withdrew | $2,970 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for La Belle Beauty School.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,769 |
| 25th percentile | $4,068 |
| 75th percentile | $7,537 |
| 90th percentile (highest-debt students) | $7,537 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at La Belle Beauty School.
These figures turn the debt totals into a monthly repayment picture for La Belle Beauty School.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The official Department of Education two-year default rate for La Belle Beauty School follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 5.2% |
| Borrowers in the cohort | 210 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Borrowing varies by family income, by first-generation status, and by dependency status.
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $7,535 |
| Independent students | $6,910 |
Subsidized vs. Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.