by our College Data Analytics TeamHere’s the full picture on paying for Lakeland University, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
Want a specific number? Skip ahead to any section using the links below:
What it costs to attend Lakeland University amounts to about $45,751.00 per academic year.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $33,396.00 |
| + Room, board & other expenses | $12,355.00 |
| Total cost | $45,751.00 |
| That is 39% above the national average net price. |
| Total cost | $45,751.00 |
| − Grants and scholarships | −$24,628.00 |
| Net price | $21,123.00 |
| That is 36% below the national average net price. |
| Total cost | $45,751.00 |
| − Grants and scholarships | −$26,387.00 |
| Net price | $19,364.00 |
| That is 41% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page plus living costs. |
The reported cost series has been increasing at about 2.2% per year, so the four-year total runs well above today’s cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.2% | 2.2% | 2.2% |
| Freshman year | $19,784.00 | $21,582.00 | $46,744.00 |
| Senior year | $21,101.00 | $23,018.00 | $49,855.00 |
| Total 4-year net price | $81,751.00 | $89,178.00 | $193,153.00 |
| 10-year loan interest @ 6.8% | $31,144.00 | $33,973.00 | $73,584.00 |
| Total monthly payment | $941.00 | $1,026.00 | $2,223.00 |
| Total amount paid | $112,896.00 | $123,151.00 | $266,737.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.2% | 2.2% | 2.2% |
| Freshman year | $19,784.00 | $21,582.00 | $46,744.00 |
| Senior year | $20,214.00 | $22,050.00 | $47,759.00 |
| Total 2-year net price | $39,998.00 | $43,631.00 | $94,503.00 |
| 10-year loan interest @ 6.8% | $15,238.00 | $16,622.00 | $36,002.00 |
| Total monthly payment | $460.00 | $502.00 | $1,088.00 |
| Total amount paid | $55,236.00 | $60,253.00 | $130,505.00 |
Read more in the net-price section.
Net price strips out grant and scholarship aid to show what families really pay. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $24,212.00 |
| Average net price (off-campus) | $22,092.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $17,150.00 |
| $30,000 to $48,000 | $21,083.00 |
| $48,001 to $75,000 | $14,130.00 |
| $75,001 to $110,000 | $24,082.00 |
| Over $110,000 | $27,389.00 |
For a personalized estimate, try the Lakeland University Net Price Calculator, or reach out to the financial aid office.
Dig into how aid is awarded on the financial aid page.
Typical debt at graduation from Lakeland University comes to $19,500.00, categorized as a Low ($10-20k) burden tier.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,667.00 |
| 25th | $6,333.00 |
| Median (50th) | $19,500.00 |
| 75th | $27,000.00 |
| 90th | $37,880.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Family income tracks closely with debt at graduation. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $17,950.00 |
| Middle income | $20,000.00 |
| High income | $19,938.00 |
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,500.00 |
| Continuing-generation students | $18,000.00 |
First-gen borrowers at Lakeland University carry $1,500.00 more median debt than continuing-generation peers.
The Pell Grant is the main federal need-based award for undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt gap between Pell and non-Pell graduates of Lakeland University amounts to $625.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The default-rate classification at Lakeland University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.1% |
To put the rates in context, Stafford loans at Lakeland University total $290,232,536.00 across 11,047 borrowers.
Veteran and active-military students often access dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 21 |
| Avg GI Bill amount | $6,648.00 |
| DoD Tuition Assistance recipients | 1 |
| Avg DoD Tuition Assistance | $3,000.00 |
Dig into veteran education benefits on the veterans benefits detail.
Use the figures above as a launch point, then think through Lakeland University, think through the questions below:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.