by our College Data Analytics TeamThis page focuses on the debt students take on to attend Lakewood School of Therapeutic Massage, including completion-adjusted borrowing and a standard repayment estimate. These figures are reported by the Department of Education and IPEDS.
For undergraduates overall at Lakewood School of Therapeutic Massage, 84% use federal student loans to help pay for their education, borrowing on average $5,470 annually.
Borrowing the same amount each year would add up to roughly $10,940 in two years and roughly $21,880 after four. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 84% |
| Average federal loan per year | $5,470 |
| Undergraduates with a federal loan | 16 |
| Total federal loans (one year) | $87,515 |
Graduating and withdrawing students at Lakewood School of Therapeutic Massage carry a median federal debt of $7,917 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,917 |
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Lakewood School of Therapeutic Massage.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $4,583 |
| 75th percentile | $7,917 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Lakewood School of Therapeutic Massage.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for Lakewood School of Therapeutic Massage appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 5.4% |
| Borrowers in the cohort | 37 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.