by our College Data Analytics TeamHere you will find what students actually borrow to attend Lassen Community College— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
At Lassen Community College specifically, 9% of incoming undergraduates borrow in year one, for an average of $4,927 per borrower, covering both private and federal loans.
Federal loans alone average $4,927, amounting to 89.6% of the typical first-year dependent student borrowing cap of $5,500. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Across the full undergraduate body at Lassen Community College (freshmen included), 2% borrow through federal student loan programs, averaging $5,847 per year. This is 18.7% more than the freshman federal average of $4,927.
Borrowing the same amount each year would add up to roughly $11,694 across two years and $23,388 across a four-year program. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 2% |
| Average federal loan per year | $5,847 |
| Undergraduates with a federal loan | 38 |
| Total federal loans (one year) | $222,175 |
Graduating and withdrawing students at Lassen Community College carry a median federal debt of $5,500 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $5,500 |
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Lassen Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,749 |
| 25th percentile | $3,500 |
| 75th percentile | $9,678 |
| 90th percentile (highest-debt students) | $15,980 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Lassen Community College.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Lassen Community College.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 42 | $10,748 |
These figures turn the debt totals into a monthly repayment picture for Lassen Community College.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The federal two-year cohort default rate for Lassen Community College is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 24.3% |
| Borrowers in the cohort | 123 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Borrowing varies by family income, by first-generation status, and by dependency status.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $5,500 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $8,897 |
Federal data publishes the following gap measures for Lassen Community College.
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.