by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Lenape Technical School Practical Nursing Program: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. These figures are reported by the Department of Education and IPEDS.
At Lenape Practical Nursing Program specifically, 97% of first-year students take on loan debt, borrowing on average $7,026 apiece. This figure includes both private and federally funded student loans.
On the federal side, the average loan is $7,026. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Across the full undergraduate body at Lenape Practical Nursing Program (freshmen included), 69% use federal student loans to help pay for their education, averaging $7,026 a year.
Borrowing at that rate every year works out to about $14,052 after two years and $28,104 after four. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 69% |
| Average federal loan per year | $7,026 |
| Undergraduates with a federal loan | 74 |
| Total federal loans (one year) | $519,916 |
The middle borrower at Lenape Practical Nursing Program owes $10,223 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $10,223 |
| Students who completed (graduates) | $17,130 |
| Students who withdrew | $4,750 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Lenape Practical Nursing Program.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,819 |
| 25th percentile | $6,774 |
| 75th percentile | $17,130 |
| 90th percentile (highest-debt students) | $17,130 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Lenape Practical Nursing Program.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Lenape Practical Nursing Program.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 19 | $6,043 |
These figures turn the debt totals into a monthly repayment picture for Lenape Practical Nursing Program.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The official Department of Education two-year default rate for Lenape Practical Nursing Program is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 12.2% |
| Borrowers in the cohort | 90 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Borrowing varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $13,130 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $7,051 |
| Independent students | $15,637 |
Federal data publishes the following gap measures for Lenape Practical Nursing Program.
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.