by our College Data Analytics TeamHere’s the full picture on paying for Liberty University, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
If you want to dig into a particular figure, jump to any section below:
The total published cost of attendance at Liberty University amounts to about $41,707.00 annually.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $22,465.00 |
| + Room, board & other expenses | $19,242.00 |
| Total cost | $41,707.00 |
| That is 27% above the national average net price. |
| Total cost | $41,707.00 |
| − Grants and scholarships | −$12,668.00 |
| Net price | $29,039.00 |
| That is 11% below the national average net price. |
| Total cost | $41,707.00 |
| − Grants and scholarships | −$11,358.00 |
| Net price | $30,349.00 |
| That is 7% below the national average net price. | |
| Explore each piece on the tuition & fees page and room and board. |
Below, a full degree is projected forward at today’s cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $30,349.00 | $29,039.00 | $41,707.00 |
| Senior year | $30,349.00 | $29,039.00 | $41,707.00 |
| Total 4-year net price | $121,396.00 | $116,156.00 | $166,828.00 |
| 10-year loan interest @ 6.8% | $46,248.00 | $44,251.00 | $63,555.00 |
| Total monthly payment | $1,397.00 | $1,337.00 | $1,920.00 |
| Total amount paid | $167,644.00 | $160,407.00 | $230,383.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $30,349.00 | $29,039.00 | $41,707.00 |
| Senior year | $30,349.00 | $29,039.00 | $41,707.00 |
| Total 2-year net price | $60,698.00 | $58,078.00 | $83,414.00 |
| 10-year loan interest @ 6.8% | $23,124.00 | $22,126.00 | $31,778.00 |
| Total monthly payment | $699.00 | $668.00 | $960.00 |
| Total amount paid | $83,822.00 | $80,204.00 | $115,192.00 |
| Read more in the net price section below. |
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $29,357.00 |
| Average net price (off-campus) | $29,552.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $30,504.00 |
| $30,000 to $48,000 | $28,423.00 |
| $48,001 to $75,000 | $26,312.00 |
| $75,001 to $110,000 | $28,290.00 |
| Over $110,000 | $31,028.00 |
Run your own numbers with the Liberty University Net Price Calculator, or contact the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.
The median amount borrowed by graduates of Liberty University is $15,943.00, landing it in the Low ($10-20k) burden category.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,167.00 |
| 25th | $5,902.00 |
| Median (50th) | $15,943.00 |
| 75th | $27,000.00 |
| 90th | $39,016.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Dig deeper into debt on the student loan debt detail.
Family income tracks closely with debt at graduation. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $13,935.00 |
| Middle income | $16,666.00 |
| High income | $16,892.00 |
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,828.00 |
| Continuing-generation students | $16,500.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The Pell vs non-Pell debt gap at Liberty University works out to $2,546.00. Federal data flags this school for Pell-related debt inequity.
The Department of Education default-rate tier for Liberty University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.2% |
For context on the loan portfolio, Stafford disbursements at Liberty University reach $8,402,029,482.00 spread across 296,476 borrowers.
Veterans and active-duty students can access dedicated federal education aid such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 9,298 |
| Avg GI Bill amount | $5,244.00 |
| DoD Tuition Assistance recipients | 7,089 |
| Avg DoD Tuition Assistance | $2,095.00 |
For the full rundown of veteran and military benefits, see the college veterans page.
Beyond the data above, it helps to ask a few questions when weighing Liberty University, the questions below are worth your time:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.