by our College Data Analytics TeamMany students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at Life Pacific University can sound tremendous, but do not forget that almost all students get some type of financial help.
Just what financing solutions does LIFE Bible College deliver, and just what are you going to be eligible for? Keep scrolling for answers. Keep going to see what amount of financial assistance could be accessible to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The information provided on this page can help you determine how much aid you may receive from Life Pacific University.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
For freshmen starting at Life Pacific University, 100% of first-time, full-time freshmen received some form of financial aid around 71 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $13,696 |
| Institutional grants & scholarships | 94% | $9,175 |
| Federal Pell grants | 56% | $5,291 |
| State/local grants | 25% | $7,550 |
| Federal student loans | 68% | $5,867 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At LIFE Bible College, some 91% of the undergraduate population received grant aid that averaged $10,873 (across approximately 361 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 91% | $10,873 |
| Federal Pell grants | 54% | $5,308 |
| Federal student loans | 66% | $7,319 |
For on-campus title-IV students, average grant aid came to $14,164.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $20,531 |
| $30,001 – $75,000 | $22,187 |
| Over $75,000 | $28,050 |
Remember these are net prices — what families pay after gift aid, not before.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $20,898 |
| Off-campus title-IV students | $22,343 |
For a personalized estimate based on your family’s financial situation, use LIFE Bible College’s online cost calculator: [tcc.ruffalonl.com/Life Pacific University/Freshman-Students](https://tcc.ruffalonl.com/Life Pacific University/Freshman-Students).
The middle student in the debt distribution at LIFE Bible College owes $14,000 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $14,000 |
| Median federal debt (graduates only) | $22,395 |
| Typical 10-year monthly payment (graduates) | $237.42/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
The numbers below show the full range, not just the middle of the distribution. The percentiles below describe the cumulative federal debt distribution for borrowers at LIFE Bible College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,840 |
| 25th percentile | $6,500 |
| 75th percentile | $23,500 |
| 90th percentile (highest-debt students) | $34,490 |
Median debt varies by family income, by first-generation status, and by dependency status.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $15,400 |
| Middle income | $13,458 |
| High income | $12,000 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $14,000 |
| Continuing-generation students | $14,000 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $13,100 |
| Independent students | $15,231 |
These indicators are derived from the underlying debt data and summarize the overall picture at LIFE Bible College.
Stafford loans make up the bulk of federal direct lending to undergraduates. The aggregate figures below show how active the program is at LIFE Bible College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 2306 |
| Total Stafford loan amount | $41,753,400 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 3 |
| Total GI Bill amount | $45,144 |
| Average GI Bill amount per recipient | $15,048 |
References
More about our data sources and methodologies.