by our College Data Analytics TeamThe majority of students will not be asked to pay the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to State Technical College of Missouri can seem overpowering, but remember that the majority of students are given some form of financial assistance.
Just what financial aid solutions can STC deliver, and just what are you going to be eligible for? Keep reading for answers. Keep scrolling to see just how much financial aid could be open to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. The information provided on this page can help you determine how much aid you may receive from State Technical College of Missouri.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
For incoming first-year students at State Technical College of Missouri, 96% of the incoming full-time class was awarded financial aid roughly 876 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 92% | $10,303 |
| Institutional grants & scholarships | 7% | $3,871 |
| Federal Pell grants | 41% | $5,638 |
| State/local grants | 86% | $7,841 |
| Federal student loans | 42% | $4,741 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. Across the undergraduate body at STC, some 80% of undergraduate students received gift aid averaging $9,185 (across approximately 1806 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 80% | $9,185 |
| Federal Pell grants | 33% | $5,457 |
| Federal student loans | 37% | $5,304 |
On-campus students receiving title-IV aid were awarded grants averaging $3,836.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $10,784 |
| $30,001 – $75,000 | $12,775 |
| Over $75,000 | $17,098 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $15,190 |
| Off-campus title-IV students | $13,958 |
To project your own net price, use STC’s online cost calculator: statetechmo.edu/wp-content/uploads/2024/10/index.html.
Graduating students at STC carry a median federal student debt of $8,500 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $8,500 |
| Median federal debt (graduates only) | $10,986 |
| Typical 10-year monthly payment (graduates) | $116.47/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. Use the percentiles below to see the debt range at STC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $5,500 |
| 75th percentile | $12,000 |
| 90th percentile (highest-debt students) | $14,686 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $8,192 |
| Middle income | $8,357 |
| High income | $8,750 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,737 |
| Continuing-generation students | $8,050 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $8,000 |
| Independent students | $9,669 |
These indicators are derived from the underlying debt data and summarize the overall picture at STC.
Stafford loans make up the bulk of federal direct lending to undergraduates. The totals below capture Stafford lending at STC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 5423 |
| Total Stafford loan amount | $46,238,666 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 31 |
| Total GI Bill amount | $208,422 |
| Average GI Bill amount per recipient | $6,723 |
References
More about our data sources and methodologies.