by our College Data Analytics TeamMost students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to Livingstone College can appear overpowering, but remember that the majority of students obtain some kind of financial assistance.
Just what financial assistance solutions will Livingstone College provide, and just what are you going to be eligible for? Read on for answers. Keep reading to learn how much school funding will be available to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. The figures below will help you estimate the aid you might receive from Livingstone College.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
For incoming first-year students at Livingstone College, 99% of first-time, full-time freshmen received some form of financial aid approximately 267 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 99% | $15,485 |
| Institutional grants & scholarships | 77% | $10,226 |
| Federal Pell grants | 81% | $6,157 |
| State/local grants | 38% | $5,853 |
| Federal student loans | 72% | $6,131 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. Here, around 98% of the undergraduate population received grant aid that averaged $14,693 (among about 809 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 98% | $14,693 |
| Federal Pell grants | 82% | $5,964 |
| Federal student loans | 78% | $6,900 |
For on-campus title-IV students, average grant aid came to $14,826.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $15,302 |
| $30,001 – $75,000 | $13,244 |
| Over $75,000 | $17,456 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $13,479 |
| Off-campus title-IV students | $15,662 |
To get a personalized net price estimate, try Livingstone College’s net price calculator: livingstone.edu/netpricecal/npcalc.htm.
The median federal debt load at Livingstone College comes to $26,000 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $26,000 |
| Median federal debt (graduates only) | $31,125 |
| Typical 10-year monthly payment (graduates) | $329.98/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The figures below chart the debt distribution at Livingstone College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,750 |
| 25th percentile | $5,500 |
| 75th percentile | $29,500 |
| 90th percentile (highest-debt students) | $44,755 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $26,250 |
| Middle income | $26,872 |
| High income | $19,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $26,000 |
| Continuing-generation students | $27,000 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $26,000 |
| Independent students | $26,500 |
These indicators are derived from the underlying debt data and summarize the overall picture at Livingstone College.
The Stafford program is the federal direct-loan vehicle most undergraduates use. Below is the annual Stafford program activity at Livingstone College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 9454 |
| Total Stafford loan amount | $222,452,749 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 5 |
| Total GI Bill amount | $47,740 |
| Average GI Bill amount per recipient | $9,548 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.