by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Logan University, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
Looking at the entering class at Logan University, 67% of incoming students take out a loan to help cover first-year costs, borrowing on average $7,000 each — a figure that counts both private and federal student loans.
Federal loans alone average $7,000. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
For undergraduates overall at Logan University, 73% finance part of their studies with federal loans, with a mean of $8,235 in federal loans per year. That is 17.6% above the first-year federal average of $7,000.
Repeating that yearly amount projects to about $16,470 in two years and roughly $32,940 over four years. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 73% |
| Average federal loan per year | $8,235 |
| Undergraduates with a federal loan | 190 |
| Total federal loans (one year) | $1,564,590 |
Graduating and withdrawing students at Logan University carry a median federal debt of $7,767 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,767 |
| Students who completed (graduates) | $10,250 |
| Students who withdrew | $6,500 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Logan University.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,250 |
| 25th percentile | $3,750 |
| 75th percentile | $12,563 |
| 90th percentile (highest-debt students) | $17,556 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Logan University.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Logan University.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 263 | $18,000 |
| Completed (graduates) | 162 | $18,989 |
| Did not complete | 101 | $15,710 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $225.8/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at Logan University.
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 213 | $19,596 |
| No Stafford loan this year | 50 | $12,845 |
These figures turn the debt totals into a monthly repayment picture for Logan University.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The official Department of Education two-year default rate for Logan University appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 2.0% |
| Borrowers in the cohort | 338 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $7,120 |
| Middle income | $8,923 |
| High income | $9,540 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,750 |
| Continuing-generation students | $9,125 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,500 |
| Independent students | $8,939 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Logan University.
Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Important to Remember
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.