by our College Data Analytics TeamMost students are not billed the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at Lone Star College System can sound overwhelming, but bear in mind that many students get some type of financial aid.
Just what financing solutions does North Harris Montgomery deliver, and just what are you going to be eligible for? Keep scrolling for answers. Keep reading to see just how much financial aid could be open to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Continue reading to find information to help you understand just how much assistance you can expect to receive from Lone Star College System.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
At Lone Star College System, 71% of new full-time first-years were awarded at least some aid some 3940 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 60% | $6,315 |
| Institutional grants & scholarships | 24% | $855 |
| Federal Pell grants | 49% | $5,761 |
| State/local grants | 36% | $1,677 |
| Federal student loans | 10% | $3,242 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At North Harris Montgomery, approximately 29% of the undergraduate population received grant aid that averaged $4,605 (for some 20481 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 29% | $4,605 |
| Federal Pell grants | 23% | $4,346 |
| Federal student loans | 7% | $6,080 |
For on-campus title-IV students, average grant aid came to $4,269.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $8,440 |
| $30,001 – $75,000 | $9,575 |
| Over $75,000 | $13,191 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $11,252 |
| Off-campus title-IV students | $9,322 |
To project your own net price, use North Harris Montgomery’s net price calculator: www.lonestar.edu/financial-aid.htm.
Graduating students at North Harris Montgomery carry a median federal student debt of $5,500 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,500 |
| Median federal debt (graduates only) | $8,600 |
| Typical 10-year monthly payment (graduates) | $91.17/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
A single median figure conceals how much debt outcomes differ student to student. The percentiles below describe the cumulative federal debt distribution for borrowers at North Harris Montgomery.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $3,152 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $18,500 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $6,000 |
| Middle income | $5,250 |
| High income | $5,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,500 |
| Continuing-generation students | $5,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,749 |
| Independent students | $7,654 |
These indicators are derived from the underlying debt data and summarize the overall picture at North Harris Montgomery.
Stafford loans make up the bulk of federal direct lending to undergraduates. The aggregate figures below show how active the program is at North Harris Montgomery:
| Metric | Value |
|---|---|
| Stafford loan recipients | 81437 |
| Total Stafford loan amount | $836,405,217 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 1403 |
| Total GI Bill amount | $3,432,365 |
| Average GI Bill amount per recipient | $2,446 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 104 |
| Total DoD amount | $139,396 |
| Average DoD amount per recipient | $1,340 |
References
More about our data sources and methodologies.