by our College Data Analytics TeamThis overview lays out the cost of attending Loras College, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
Use the links below to jump straight to any section on this page:
What it costs to attend Loras College stands at about $48,380.00 per year.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $39,824.00 |
| + Room, board & other expenses | $8,556.00 |
| Total cost | $48,380.00 |
| That is 48% above the national average net price. |
| Total cost | $48,380.00 |
| − Grants and scholarships | −$29,821.00 |
| Net price | $18,559.00 |
| That is 43% below the national average net price. |
| Total cost | $48,380.00 |
| − Grants and scholarships | −$30,058.00 |
| Net price | $18,322.00 |
| That is 44% below the national average net price. | |
| For the full breakdown, see the tuition & fees page plus room and board. |
Published costs have climbed year over year at a recent average of 4.1% per year; the projections below compound that across a degree. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.1% | 4.1% | 4.1% |
| Freshman year | $19,079.00 | $19,326.00 | $50,380.00 |
| Senior year | $21,545.00 | $21,823.00 | $56,890.00 |
| Total 4-year net price | $81,182.00 | $82,232.00 | $214,363.00 |
| 10-year loan interest @ 6.8% | $30,927.00 | $31,327.00 | $81,665.00 |
| Total monthly payment | $934.00 | $946.00 | $2,467.00 |
| Total amount paid | $112,109.00 | $113,559.00 | $296,028.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.1% | 4.1% | 4.1% |
| Freshman year | $19,079.00 | $19,326.00 | $50,380.00 |
| Senior year | $19,868.00 | $20,125.00 | $52,463.00 |
| Total 2-year net price | $38,948.00 | $39,451.00 | $102,842.00 |
| 10-year loan interest @ 6.8% | $14,838.00 | $15,030.00 | $39,179.00 |
| Total monthly payment | $448.00 | $454.00 | $1,184.00 |
| Total amount paid | $53,785.00 | $54,481.00 | $142,022.00 |
See the full net-price breakdown in the Net Price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $20,716.00 |
| Average net price (off-campus) | $21,057.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $18,571.00 |
| $30,000 to $48,000 | $14,851.00 |
| $48,001 to $75,000 | $16,930.00 |
| $75,001 to $110,000 | $22,489.00 |
| Over $110,000 | $23,295.00 |
Run your own numbers with the Loras College Net Price Calculator, or reach out to the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
The median graduating debt at Loras College works out to $19,500.00, which federal data classifies as a Low ($10-20k) burden category.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,500.00 |
| 25th | $8,500.00 |
| Median (50th) | $19,500.00 |
| 75th | $27,000.00 |
| 90th | $36,000.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Read the complete debt breakdown on the student loan debt detail.
Student debt at graduation is not evenly distributed across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $13,667.00 |
| Middle income | $17,750.00 |
| High income | $21,250.00 |
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $17,500.00 |
| Continuing-generation students | $21,500.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Pell vs non-Pell comparisons surface how debt breaks down by need.
The Pell vs non-Pell debt gap at Loras College is $-1,377.00.
The federal default-rate tier for Loras College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.7% |
For scale, federal Stafford loan disbursements at Loras College total $87,427,289.00 distributed across 5,491 recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 6 |
| Avg GI Bill amount | $9,464.00 |
For the full rundown of veteran and military benefits, see the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing Loras College, keep these questions in mind:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.