by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Los Angeles Film School— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. These figures are reported by the Department of Education and IPEDS.
Among first-year students at LA Film School, 79% of incoming undergraduates borrow in year one, with a typical loan of $8,313 per borrower, covering both private and federal loans.
Federal loans alone average $8,103. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Across the full undergraduate body at LA Film School (freshmen included), 71% take out federal student loans, borrowing on average $9,633 in federal loans per year. That amounts to 18.9% higher than the freshman federal average of $8,103.
Carrying that yearly figure forward comes to roughly $19,266 across two years and $38,532 across a four-year program. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 71% |
| Average federal loan per year | $9,633 |
| Undergraduates with a federal loan | 5,313 |
| Total federal loans (one year) | $51,181,934 |
The median student at LA Film School borrows $15,934 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $15,934 |
| Students who completed (graduates) | $25,250 |
| Students who withdrew | $9,500 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for LA Film School.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,773 |
| 25th percentile | $6,500 |
| 75th percentile | $21,500 |
| 90th percentile (highest-debt students) | $30,750 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at LA Film School.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at LA Film School.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 879 | $14,891 |
| Completed (graduates) | 482 | $21,380 |
| Did not complete | 397 | $10,639 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $254.23/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at LA Film School.
Stafford vs Non-Stafford (any year)
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Used a Stafford loan | 864 | — |
| No Stafford loan | 15 | — |
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 828 | $15,395 |
| No Stafford loan this year | 51 | $11,950 |
These figures turn the debt totals into a monthly repayment picture for LA Film School.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The official Department of Education two-year default rate for LA Film School is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 10.1% |
| Borrowers in the cohort | 434 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $16,000 |
| Middle income | $16,812 |
| High income | $13,885 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $15,496 |
| Continuing-generation students | $17,894 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $13,895 |
| Independent students | $19,580 |
Federal data publishes the following gap measures for LA Film School.
Subsidized vs. Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.