by our College Data Analytics TeamHere you will find what students actually borrow to attend Louisiana State University-Eunice, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
Among first-year students at LSU Eunice, 47% of new students use loans toward freshman-year expenses, at roughly $5,282 each — a figure that counts both private and federal student loans.
The average federally funded loan is $5,197, or about 94.5% of the $5,500 first-year borrowing cap for the typical first-year dependent student. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Across the full undergraduate body at LSU Eunice (freshmen included), 46% borrow through federal student loan programs, borrowing on average $5,796 per year. This is 11.5% larger than the $5,197 borrowed by freshmen.
Carrying that yearly figure forward comes to roughly $11,592 across two years and $23,184 by the fourth year. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 46% |
| Average federal loan per year | $5,796 |
| Undergraduates with a federal loan | 1,192 |
| Total federal loans (one year) | $6,908,415 |
Graduating and withdrawing students at LSU Eunice carry a median federal debt of $6,989 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,989 |
| Students who completed (graduates) | $14,250 |
| Students who withdrew | $5,750 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at LSU Eunice.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,200 |
| 25th percentile | $3,500 |
| 75th percentile | $11,250 |
| 90th percentile (highest-debt students) | $20,043 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at LSU Eunice.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at LSU Eunice.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 92 | $8,362 |
The split below distinguishes Stafford borrowers from non-Stafford borrowers at LSU Eunice.
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 49 | $8,500 |
| No Stafford loan this year | 43 | $8,000 |
Repayment burden translates the debt figures into what a borrower actually pays each month. LSU Eunice.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The federal two-year cohort default rate for LSU Eunice is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 10.9% |
| Borrowers in the cohort | 779 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $7,000 |
| Middle income | $6,250 |
| High income | $8,250 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,000 |
| Continuing-generation students | $6,493 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $10,250 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at LSU Eunice.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.