by our College Data Analytics TeamThis page focuses on the debt students take on to attend Louisiana State University Health Sciences Center-Shreveport— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
Among all degree-seeking undergrads at LSU Health - Shreveport, 60% rely on federal student loans toward their education, with a mean of $8,988 each per year.
Borrowing at that rate every year works out to about $17,976 over two years and about $35,952 by the fourth year. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 60% |
| Average federal loan per year | $8,988 |
| Undergraduates with a federal loan | 12 |
| Total federal loans (one year) | $107,860 |
The middle borrower at LSU Health - Shreveport owes $15,719 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $15,719 |
Half of all borrowers fall between the 25th and 75th percentiles shown below for LSU Health - Shreveport.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $10,431 |
| 75th percentile | $21,250 |
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at LSU Health - Shreveport.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 43 | $15,480 |
Repayment burden translates the debt figures into what a borrower actually pays each month. LSU Health - Shreveport.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The official Department of Education two-year default rate for LSU Health - Shreveport is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 0.9% |
| Borrowers in the cohort | 215 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Subsidized vs. Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.