by our College Data Analytics TeamHere is what you can expect to pay at Lubbock Christian University, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
Use the section links below to navigate this overview:
Published attendance costs at Lubbock Christian University amounts to about $40,493.00 per year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $28,540.00 |
| + Room, board & other expenses | $11,953.00 |
| Total cost | $40,493.00 |
| That is 23% above the national average net price. |
| Total cost | $40,493.00 |
| − Grants and scholarships | −$17,488.00 |
| Net price | $23,005.00 |
| That is 30% below the national average net price. |
| Total cost | $40,493.00 |
| − Grants and scholarships | −$18,926.00 |
| Net price | $21,567.00 |
| That is 34% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees plus room and board. |
Costs have trended upward in recent years at about 4.7% per year; the projections below compound that across a degree. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $22,571.00 | $24,076.00 | $42,378.00 |
| Senior year | $25,873.00 | $27,598.00 | $48,577.00 |
| Total 4-year net price | $96,787.00 | $103,241.00 | $181,722.00 |
| 10-year loan interest @ 6.8% | $36,872.00 | $39,331.00 | $69,230.00 |
| Total monthly payment | $1,114.00 | $1,188.00 | $2,091.00 |
| Total amount paid | $133,660.00 | $142,572.00 | $250,952.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $22,571.00 | $24,076.00 | $42,378.00 |
| Senior year | $23,622.00 | $25,197.00 | $44,351.00 |
| Total 2-year net price | $46,193.00 | $49,273.00 | $86,729.00 |
| 10-year loan interest @ 6.8% | $17,598.00 | $18,771.00 | $33,041.00 |
| Total monthly payment | $532.00 | $567.00 | $998.00 |
| Total amount paid | $63,791.00 | $68,044.00 | $119,770.00 |
For the complete net-price picture, see the Net Price section.
Net price strips out grant and scholarship aid to show what families really pay. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $24,456.00 |
| Average net price (off-campus) | $25,910.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $23,241.00 |
| $30,000 to $48,000 | $22,721.00 |
| $48,001 to $75,000 | $26,392.00 |
| $75,001 to $110,000 | $26,478.00 |
| Over $110,000 | $26,977.00 |
Estimate your specific net price using the school’s [Lubbock Christian University Net Price Calculator](https://tcc.ruffalonl.com/Lubbock Christian University/Freshman-Students), or reach out to the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
The median graduating debt at Lubbock Christian University comes to $15,750.00, landing it in the Low ($10-20k) burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,640.00 |
| 25th | $7,313.00 |
| Median (50th) | $15,750.00 |
| 75th | $27,000.00 |
| 90th | $37,500.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Family income tracks closely with debt at graduation. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $15,373.00 |
| Middle income | $17,188.00 |
| High income | $15,333.00 |
Graduates from lower-income families carry $40.00 more debt than high-income graduates.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $16,375.00 |
| Continuing-generation students | $15,000.00 |
First-generation graduates from Lubbock Christian University leave with $1,375.00 more than continuing-generation graduates.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The median debt gap between Pell and non-Pell graduates of Lubbock Christian University comes to $4,000.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The federal default-rate tier for Lubbock Christian University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 8.7% |
For scale, federal Stafford loan disbursements at Lubbock Christian University add up to $235,501,152.00 distributed across 9,297 loan recipients.
Veteran and active-military students often access dedicated federal aid programs including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 17 |
| Avg GI Bill amount | $21,632.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
Numbers only tell part of the story. As you weigh Lubbock Christian University, keep these questions in mind:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.